# 2974 Memphis Street, Saint Charles, MO 63301

> **TL;DR:** 3bd/2ba single family, $587,745 ($319/sqft), built 2026, 1,840 sqft.
> Waterfront, A/C, 3-car garage. Est. $4,208/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $587,745 |
| Price/sqft | $319 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,840 |
| Year Built | 2026 |
| Lot Size | 5,637 sqft (0.13 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,972 |
| Estimated Insurance | $171 |
| HOA | $1,065 |
| **Total** | **$4,208** |

## Nearby Schools

- **Elementary:** Discovery/Orchard Farm
- **Middle:** Orchard Farm Middle
- **High:** Orchard Farm Sr. High

## Key Amenities

- Waterfront
- A/C
- 3-car garage

## Property Highlights

- Built in 2026
- 0.13 acre lot
- Waterfront

## Description

### Agent Description
Come and see this brand new move in ready Ranch Home on water with 3 bedrooms and 2 Baths. This home has a 3 Car Garage, Huge Front Porch along with Patio underneath, Walk out Basement on Water, Large Vaulted Ceiling that spans the Dining, Living and Kitchen areas, Upgrade Cabinets with Island, Cambria Kitchen Countertops, Lux Vinyl Plank Flooring throughout the Foyer, Dining Room, Kitchen and Living Room, Double Bowl Sink in the Master Bathroom, Rough in plumbing, Stainless Steel Appliances with Space saver Microwave, Plus more! Price reflects Builder Discount. When you live in New Town you have access to over $10 million in amenities including parks, lakes, community waterpark, outdoor amphitheater, walkable stores, restaurants and shops!

## Location

- **Address:** 2974 Memphis Street, Saint Charles, MO 63301
- **County:** St. Charles
- **Neighborhood:** New Town
- **Coordinates:** 38.832091, -90.50342
- **Google Maps:** https://www.google.com/maps?q=38.832091,-90.50342

## Listing Agent

- **Name:** Vic & Diane Donati
- **Brokerage:** RE/MAX EDGE
- **Broker Phone:** (636) 300-3030
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2974-Memphis-St_Saint-Charles_MO_63301_M91460-92229?f=listhub&s=MARISMO&m=26063695&c=propsimple)

## Photos

![2974 Memphis Street - Photo 1](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f671315702r.jpg)

![2974 Memphis Street - Photo 2](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1977213816r.jpg)

![2974 Memphis Street - Photo 3](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f128687246r.jpg)

![2974 Memphis Street - Photo 4](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1791322470r.jpg)

![2974 Memphis Street - Photo 5](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f687331696r.jpg)

![2974 Memphis Street - Photo 6](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f4271923494r.jpg)

![2974 Memphis Street - Photo 7](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1638075620r.jpg)

![2974 Memphis Street - Photo 8](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f357452491r.jpg)

![2974 Memphis Street - Photo 9](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f347496640r.jpg)

![2974 Memphis Street - Photo 10](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f2300038486r.jpg)

![2974 Memphis Street - Photo 11](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f2200070592r.jpg)

![2974 Memphis Street - Photo 12](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3085006165r.jpg)

![2974 Memphis Street - Photo 13](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1305116549r.jpg)

![2974 Memphis Street - Photo 14](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1215831031r.jpg)

![2974 Memphis Street - Photo 15](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f4257320988r.jpg)

![2974 Memphis Street - Photo 16](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3733617398r.jpg)

![2974 Memphis Street - Photo 17](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3707682639r.jpg)

![2974 Memphis Street - Photo 18](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f739446744r.jpg)

![2974 Memphis Street - Photo 19](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3705089818r.jpg)

![2974 Memphis Street - Photo 20](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3509402377r.jpg)

![2974 Memphis Street - Photo 21](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3217410155r.jpg)

![2974 Memphis Street - Photo 22](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1229693549r.jpg)

![2974 Memphis Street - Photo 23](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f401955971r.jpg)

![2974 Memphis Street - Photo 24](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f4290776710r.jpg)

![2974 Memphis Street - Photo 25](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3992704848r.jpg)

![2974 Memphis Street - Photo 26](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f2836070090r.jpg)

![2974 Memphis Street - Photo 27](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3496164542r.jpg)

![2974 Memphis Street - Photo 28](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3536668938r.jpg)

![2974 Memphis Street - Photo 29](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f2522587839r.jpg)

![2974 Memphis Street - Photo 30](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1550517363r.jpg)

![2974 Memphis Street - Photo 31](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f627420892r.jpg)

![2974 Memphis Street - Photo 32](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f1283546865r.jpg)

![2974 Memphis Street - Photo 33](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f380939548r.jpg)

![2974 Memphis Street - Photo 34](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f21606377r.jpg)

![2974 Memphis Street - Photo 35](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f748807704r.jpg)

![2974 Memphis Street - Photo 36](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f255341806r.jpg)

![2974 Memphis Street - Photo 37](http://lh.rdcpix.com/f49cff95138895efc488453184b7692dl-f3255053653r.jpg)

---

**MLS#:** 26063695 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2974-memphis-street-saint-charles-mo-63301-31cbe24fbfac441ea87dabbc5d7cb2fb)

---

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