About This Home

This 4-bedroom, 4-bathroom single family at 2980 ELSA AVENUE in Waldorf, MD is listed for $610,000 ($167 per sqft). Built in 2002, the home offers 3,659 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 2002
  • 0.26 acre lot
  • 3 stories
  • 2 parking spaces
  • Fireplace

Property Details

3 stories
3 full, 1 half
2-car garage
2002

Amenities

FireplaceA/C
Listing Description

Discover the perfect blend of comfort, space, and functionality in this beautifully maintained 4-bedroom home designed for everyday living and entertaining. The main level features formal living and dining rooms, an inviting eat-in kitchen with updated appliances, a dedicated office space, and a comfortable family room with a fireplace.

Upstairs, the spacious primary suite offers a private ensuite bath with a relaxing soaking tub, double vanity, and separate shower. Three additional bedrooms provide plenty of space for a variety of needs. The fully finished basement adds even more flexible living space and includes a full bathroom-perfect for a recreation room, home gym, media room, or guest space.

Step outside to enjoy the patio and fully fenced backyard, offering a great setting for outdoor dining, entertaining, gardening, or simply relaxing at home. An added opportunity-2980 Elsa Avenue is located in a USDA-eligible area, which may allow qualified buyers to take advantage of USDA financing, including the possibility of 100% financing with no down payment.

Buyer and property eligibility requirements apply. With generous living space, thoughtful updates, flexible rooms, and multiple financing possibilities, 2980 Elsa Avenue is ready to welcome its next owner.

Monthly Cost Estimate

$3,364/mo

20% down · 6.5% · 30 years

Principal$441
Interest$2,643
Insurance$178
HOA$102

Estimates only. Actual payments may vary.

Location

2980 ELSA AVENUE

Waldorf, MD 20603

SETTLE WOODS SUB

Features & Amenities

Interior Features

AtticBarBathroom - Soaking TubBathroom - Walk-In ShowerBreakfast AreaBuilt-InsButlers PantryCarpetCeiling Fan(s)Chair RailingsCrown MoldingsDining AreaFamily Room Off KitchenFloor Plan - TraditionalFormal/Separate Dining RoomKitchen - Eat-InKitchen - IslandPantryPrimary Bath(s)Upgraded CountertopsWalk-in Closet(s)Wet/Dry BarWood Floors

Property Details

Construction

Brick Front Vinyl Siding

Parking

Off StreetDrivewayGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveDishwasherDisposalDryerExhaust FanMicrowaveOven/Range - ElectricRefrigeratorWasherWaterHeater

Questions & Answers

This 4-bedroom, 4-bathroom single family at 2980 ELSA AVENUE is listed at $610,000 ($167/sqft). The estimated monthly payment is $3,364 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $102/month.

Key features include: Built in 2002, 0.26 acre lot, 3 stories, 2 parking spaces, Fireplace. Interior Features: Attic, Bar, Bathroom - Soaking Tub.

This property is listed by Janell M McIlwain and can be reached at 2408820366.

JM

Janell M McIlwain

License 594917

Agent at Samson Properties

(240) 882-0366
Agent website

Listed by Samson Properties · Broker phone: (703) 378-8810 · View on Broker Site · Broker website

MLS# MDCH2058892· Source: Bright MLS· 20 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2980 ELSA AVENUE, Waldorf, MD 20603

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