# 2980 ELSA AVENUE, Waldorf, MD 20603

> **TL;DR:** 4bd/4ba single family, $610,000 ($167/sqft), built 2002, 3,659 sqft.
> Fireplace, A/C, 2-car garage. Est. $3,364/mo. Listed 33 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $610,000 |
| Price/sqft | $167 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,659 |
| Year Built | 2002 |
| Lot Size | 11,452 sqft (0.26 acres) |
| Stories | 3 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 33 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,084 |
| Estimated Insurance | $178 |
| HOA | $102 |
| **Total** | **$3,364** |

## Nearby Schools

- **Elementary:** CALL SCHOOL BOARD
- **Middle:** CALL SCHOOL BOARD
- **High:** CALL SCHOOL BOARD

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 2002
- 0.26 acre lot
- 3 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Discover the perfect blend of comfort, space, and functionality in this beautifully maintained 4-bedroom home designed for everyday living and entertaining. The main level features formal living and dining rooms, an inviting eat-in kitchen with updated appliances, a dedicated office space, and a comfortable family room with a fireplace. Upstairs, the spacious primary suite offers a private ensuite bath with a relaxing soaking tub, double vanity, and separate shower. Three additional bedrooms provide plenty of space for a variety of needs. The fully finished basement adds even more flexible living space and includes a full bathroom-perfect for a recreation room, home gym, media room, or guest space. Step outside to enjoy the patio and fully fenced backyard, offering a great setting for outdoor dining, entertaining, gardening, or simply relaxing at home. An added opportunity-2980 Elsa Avenue is located in a USDA-eligible area, which may allow qualified buyers to take advantage of USDA financing, including the possibility of 100% financing with no down payment. Buyer and property eligibility requirements apply. With generous living space, thoughtful updates, flexible rooms, and multiple financing possibilities, 2980 Elsa Avenue is ready to welcome its next owner.

## Location

- **Address:** 2980 ELSA AVENUE, Waldorf, MD 20603
- **County:** CHARLES
- **Neighborhood:** SETTLE WOODS SUB
- **Coordinates:** 38.62334, -77.0291
- **Google Maps:** https://www.google.com/maps?q=38.62334,-77.0291

## Listing Agent

- **Name:** Janell M McIlwain · **License:** 594917
- **Brokerage:** Samson Properties
- **Phone:** 2408820366
- **Broker Phone:** (703) 378-8810
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2980-Elsa-Ave_Waldorf_MD_20603_M67645-34679?f=listhub&s=TRENDPA&m=MDCH2058892&c=propsimple)

## Photos

![2980 ELSA AVENUE - Photo 1](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3755709534r.jpg)

![2980 ELSA AVENUE - Photo 2](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3838610931r.jpg)

![2980 ELSA AVENUE - Photo 3](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f429565529r.jpg)

![2980 ELSA AVENUE - Photo 4](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3013288900r.jpg)

![2980 ELSA AVENUE - Photo 5](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2171337796r.jpg)

![2980 ELSA AVENUE - Photo 6](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2566715072r.jpg)

![2980 ELSA AVENUE - Photo 7](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f552497554r.jpg)

![2980 ELSA AVENUE - Photo 8](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2008547883r.jpg)

![2980 ELSA AVENUE - Photo 9](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f348632204r.jpg)

![2980 ELSA AVENUE - Photo 10](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2270412594r.jpg)

![2980 ELSA AVENUE - Photo 11](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f774087389r.jpg)

![2980 ELSA AVENUE - Photo 12](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f659219514r.jpg)

![2980 ELSA AVENUE - Photo 13](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f949606580r.jpg)

![2980 ELSA AVENUE - Photo 14](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3954727104r.jpg)

![2980 ELSA AVENUE - Photo 15](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1742582432r.jpg)

![2980 ELSA AVENUE - Photo 16](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1992704058r.jpg)

![2980 ELSA AVENUE - Photo 17](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f977720512r.jpg)

![2980 ELSA AVENUE - Photo 18](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1395895458r.jpg)

![2980 ELSA AVENUE - Photo 19](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2780778975r.jpg)

![2980 ELSA AVENUE - Photo 20](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f927245293r.jpg)

![2980 ELSA AVENUE - Photo 21](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f144170314r.jpg)

![2980 ELSA AVENUE - Photo 22](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1199007795r.jpg)

![2980 ELSA AVENUE - Photo 23](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f611286161r.jpg)

![2980 ELSA AVENUE - Photo 24](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1121049705r.jpg)

![2980 ELSA AVENUE - Photo 25](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3592362044r.jpg)

![2980 ELSA AVENUE - Photo 26](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4273182853r.jpg)

![2980 ELSA AVENUE - Photo 27](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4097143949r.jpg)

![2980 ELSA AVENUE - Photo 28](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2360123104r.jpg)

![2980 ELSA AVENUE - Photo 29](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3636081422r.jpg)

![2980 ELSA AVENUE - Photo 30](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f987902632r.jpg)

![2980 ELSA AVENUE - Photo 31](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4184974988r.jpg)

![2980 ELSA AVENUE - Photo 32](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3880634401r.jpg)

![2980 ELSA AVENUE - Photo 33](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4161011830r.jpg)

![2980 ELSA AVENUE - Photo 34](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f636691192r.jpg)

![2980 ELSA AVENUE - Photo 35](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f832800265r.jpg)

![2980 ELSA AVENUE - Photo 36](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1458968551r.jpg)

![2980 ELSA AVENUE - Photo 37](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f919758461r.jpg)

![2980 ELSA AVENUE - Photo 38](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3343751404r.jpg)

![2980 ELSA AVENUE - Photo 39](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1668152078r.jpg)

![2980 ELSA AVENUE - Photo 40](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2511938560r.jpg)

![2980 ELSA AVENUE - Photo 41](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1555630474r.jpg)

![2980 ELSA AVENUE - Photo 42](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2930590219r.jpg)

![2980 ELSA AVENUE - Photo 43](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3535972354r.jpg)

![2980 ELSA AVENUE - Photo 44](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1849769707r.jpg)

![2980 ELSA AVENUE - Photo 45](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f517862002r.jpg)

---

**MLS#:** MDCH2058892 | **Updated:** 2026-10-01
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2980-elsa-avenue-waldorf-md-20603-h2058892)

---

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