# 3 Cedar Reef Drive #E102, Saint Helena Island, SC 29920 > **TL;DR:** 1bd/2ba condo, $280,000 ($347/sqft), built 1980, 806 sqft. > A/C. Est. $3,298/mo. Listed 183 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $280,000 | | Price/sqft | $347 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 806 | | Year Built | 1980 | | Stories | 3 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 183 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,416 | | Estimated Insurance | $82 | | HOA | $1,800 | | **Total** | **$3,298** | ## Key Amenities - A/C ## Property Highlights - Built in 1980 - 3 stories ## Description ### Agent Description Tucked inside the private, gated beach resort of Harbor Island, this beautifully updated 1-bedroom villa offers the perfect blend of comfort, efficiency, and coastal charm--your very own home away from home. Thoughtfully maintained, the villa features spray foam insulation beneath the home, helping to keep energy costs low and interior temperatures comfortable year-round. Even more appealing, this property has never been rented by its current owners, offering a pristine, well-cared-for space. Whether you're looking to generate income or keep it as your private escape, you have the flexibility to start renting immediately or simply enjoy it from day one. Step outside and you're just moments from the pool--so close it feels like your own backyard oasis. Whether it's a refreshing morning swim or a relaxing afternoon in the sun, the ease of access makes every day feel like vacation. A short two-minute stroll along the boardwalk over the dunes leads you to the pristine, uncrowded beach where you can soak in the salt air, search for shells, or simply unwind to the sound of the waves. After a day on the sand, rinse off at the convenient outdoor shower before heading back to your villa. Beyond the beach, adventure awaits just minutes away at Hunting Island State Park, known for its natural beauty, trails, and iconic lighthouse. Harbor Island itself is truly a hidden gem, offering a relaxed, coastal lifestyle with an array of amenities. Spend your days fishing from one of the two private piers--catch your own dinner, or enjoy time on the tennis, pickleball, and basketball courts. Stay active with access to two fitness rooms, or unwind at the island's large swimming pool, where breathtaking sunset views create the perfect ending to any day. Whether you're searching for a peaceful getaway, investment opportunity, or your own slice of the Lowcountry, this villa invites you to slow down, reconnect, and enjoy life by the sea. ## Location - **Address:** 3 Cedar Reef Drive #E102, Saint Helena Island, SC 29920 - **County:** Beaufort - **Neighborhood:** Cedar Reef Villas - Harbor Island - **Coordinates:** 32.404927, -80.431506 - **Google Maps:** https://www.google.com/maps?q=32.404927,-80.431506 ## Listing Agent - **Name:** Nadine O'Quinn · **License:** 107495 - **Brokerage:** Keller Williams - **Phone:** 8434739020 - **Broker Phone:** (843) 321-1103 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3-Cedar-Reef-Dr-Unit-E102_Saint-Helena-Island_SC_29920_M60260-20485?f=listhub&s=BCARSC&m=195570&c=propsimple) ## Photos ![3 Cedar Reef Drive #E102 - Photo 1](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f671495236r.jpg) ![3 Cedar Reef Drive #E102 - Photo 2](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3760352660r.jpg) ![3 Cedar Reef Drive #E102 - Photo 3](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2138058941r.jpg) ![3 Cedar Reef Drive #E102 - Photo 4](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2917083098r.jpg) ![3 Cedar Reef Drive #E102 - Photo 5](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1829497114r.jpg) ![3 Cedar Reef Drive #E102 - Photo 6](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3611150828r.jpg) ![3 Cedar Reef Drive #E102 - Photo 7](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2933960662r.jpg) ![3 Cedar Reef Drive #E102 - Photo 8](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2295181359r.jpg) ![3 Cedar Reef Drive #E102 - Photo 9](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3073602946r.jpg) ![3 Cedar Reef Drive #E102 - Photo 10](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2274757943r.jpg) ![3 Cedar Reef Drive #E102 - Photo 11](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4143554126r.jpg) ![3 Cedar Reef Drive #E102 - Photo 12](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f719911058r.jpg) ![3 Cedar Reef Drive #E102 - Photo 13](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3381646559r.jpg) ![3 Cedar Reef Drive #E102 - Photo 14](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f978759940r.jpg) ![3 Cedar Reef Drive #E102 - Photo 15](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4044460542r.jpg) ![3 Cedar Reef Drive #E102 - Photo 16](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1344266866r.jpg) ![3 Cedar Reef Drive #E102 - Photo 17](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2055191848r.jpg) ![3 Cedar Reef Drive #E102 - Photo 18](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3493088186r.jpg) ![3 Cedar Reef Drive #E102 - Photo 19](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3806009873r.jpg) ![3 Cedar Reef Drive #E102 - Photo 20](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f845164993r.jpg) ![3 Cedar Reef Drive #E102 - Photo 21](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2634808303r.jpg) ![3 Cedar Reef Drive #E102 - Photo 22](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3390242537r.jpg) ![3 Cedar Reef Drive #E102 - Photo 23](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3462626646r.jpg) ![3 Cedar Reef Drive #E102 - Photo 24](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4121224586r.jpg) ![3 Cedar Reef Drive #E102 - Photo 25](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3927012714r.jpg) ![3 Cedar Reef Drive #E102 - Photo 26](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1208768170r.jpg) ![3 Cedar Reef Drive #E102 - Photo 27](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2126736665r.jpg) ![3 Cedar Reef Drive #E102 - Photo 28](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1715408322r.jpg) ![3 Cedar Reef Drive #E102 - Photo 29](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4162816944r.jpg) ![3 Cedar Reef Drive #E102 - Photo 30](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f643098051r.jpg) ![3 Cedar Reef Drive #E102 - Photo 31](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2367977606r.jpg) ![3 Cedar Reef Drive #E102 - Photo 32](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2788336173r.jpg) ![3 Cedar Reef Drive #E102 - Photo 33](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3105182356r.jpg) ![3 Cedar Reef Drive #E102 - Photo 34](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f226555062r.jpg) ![3 Cedar Reef Drive #E102 - Photo 35](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f828178426r.jpg) ![3 Cedar Reef Drive #E102 - Photo 36](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2042575068r.jpg) ![3 Cedar Reef Drive #E102 - Photo 37](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2549244008r.jpg) ![3 Cedar Reef Drive #E102 - Photo 38](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3919728074r.jpg) ![3 Cedar Reef Drive #E102 - Photo 39](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2099944317r.jpg) ![3 Cedar Reef Drive #E102 - Photo 40](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1495924095r.jpg) ![3 Cedar Reef Drive #E102 - Photo 41](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f599111338r.jpg) ![3 Cedar Reef Drive #E102 - Photo 42](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f3926959295r.jpg) ![3 Cedar Reef Drive #E102 - Photo 43](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2982822312r.jpg) ![3 Cedar Reef Drive #E102 - Photo 44](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f2299388584r.jpg) ![3 Cedar Reef Drive #E102 - Photo 45](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1504485468r.jpg) ![3 Cedar Reef Drive #E102 - Photo 46](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1329877369r.jpg) ![3 Cedar Reef Drive #E102 - Photo 47](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f334171201r.jpg) ![3 Cedar Reef Drive #E102 - Photo 48](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f1498119491r.jpg) ![3 Cedar Reef Drive #E102 - Photo 49](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f981589141r.jpg) ![3 Cedar Reef Drive #E102 - Photo 50](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4229353087r.jpg) ![3 Cedar Reef Drive #E102 - Photo 51](http://lh.rdcpix.com/f3256e00e0d28b889572f336bcff504fl-f4283563364r.jpg) --- **MLS#:** 195570 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Lowcountry Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3-cedar-reef-drive-st-helena-island-sc-29920-c195570) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3-cedar-reef-drive-st-helena-island-sc-29920-c195570#listing", "url": "https://www.propertysimple.ai/listing/3-cedar-reef-drive-st-helena-island-sc-29920-c195570", "name": "3 Cedar Reef Drive #E102, Saint Helena Island, SC 29920", "description": "Tucked inside the private, gated beach resort of Harbor Island, this beautifully updated 1-bedroom villa offers the perfect blend of comfort, efficiency, and coastal charm--your very own home away from home. Thoughtfully maintained, the villa features spray foam insulation beneath the home, helping to keep energy costs low and interior temperatures comfortable year-round. Even more appealing, this property has never been rented by its current owners, offering a pristine, well-cared-for space. Whether you're looking to generate income or keep it as your private escape, you have the flexibility to start renting immediately or simply enjoy it from day one. Step outside and you're just moments from the pool--so close it feels like your own backyard oasis. Whether it's a refreshing morning swim or a relaxing afternoon in the sun, the ease of access makes every day feel like vacation. A short two-minute stroll along the boardwalk over the dunes leads you to the pristine, uncrowded beach where you can soak in the salt air, search for shells, or simply unwind to the sound of the waves. After a day on the sand, rinse off at the convenient outdoor shower before heading back to your villa. Beyond the beach, adventure awaits just minutes away at Hunting Island State Park, known for its natural beauty, trails, and iconic lighthouse. Harbor Island itself is truly a hidden gem, offering a relaxed, coastal lifestyle with an array of amenities. Spend your days fishing from one of the two private piers--catch your own dinner, or enjoy time on the tennis, pickleball, and basketball courts. Stay active with access to two fitness rooms, or unwind at the island's large swimming pool, where breathtaking sunset views create the perfect ending to any day. 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