Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 3-bathroom single family at 3 MICHIANA PLACE in Terra Ceia, FL is listed for $1,699,990 ($793 per sqft). Built in 1939, the home offers 2,144 sqft of living space on a 0.28 acres lot.

Agent Description

Welcome to a modern coastal paradise, hidden on idyllic Terra Ceia Island! Over a quarter acre along the aquatic preserve of Miguel Bay, this home offers endless entertainment with an open floor plan and fully updated modern aesthetic, surrounded by a tropical setting, fiery sunsets, and views of the Skyway Bridge. The property doubles as a wonderful investment opportunity with no HOA or leasing restrictions, providing not just a short-term rental or AirBnB but a true Old Florida experience, where Captains bring their charters for World Class inshore fishing, only a few minutes to Gulf waters. A 165-foot dock on open water, built with durable Trex decking, comes equipped with water, power, a 10,000-pound boat lift with remote, and stairs leading down for an easy kayak launch with no rear neighbors and a view of tranquil mangrove islands.

Relaxation awaits in this 4-bedroom, 2.5 bath beautifully updated custom coastal residence, intended to complement its serene surroundings with water views from nearly every room. The thoughtfully designed split floor plan offers privacy and flexibility with a master suite featuring a discrete entrance off the lush courtyard with multiple cedar closets & custom built-ins. The second bedroom boasts an ensuite with a bathtub creating a welcoming space for any guest. The third bedroom features a private covered patio. The fourth bedroom, currently utilized as a nursery, could easily serve as a home office or hobby room. Each bathroom has been carefully updated with custom vanities and travertine tile. An oversized utility room featuring an icemaker offers easy storage and accessibility for the fisherman on the go!

Warm wood-beamed ceilings, elegant Leonardo Travertine in Versailles pattern, Sunset quartz countertops, in a central, open kitchen, create an inviting, sophisticated atmosphere. The fully updated Chef’s kitchen is the heart of the home, with an oversized island, seamlessly connects the family room with the outdoors, all overlooking Miguel Bay. Samsung Bespoke White Glass Kitchen Suite of appliances offer state of the art features.

Venture out of the luxurious interior into one of the many outdoor living areas, and enjoy stargazing in the tropical courtyard or cocktails fireside after a long day of boating. You will be greeted by all that nature has to offer, from Manatees, dolphins, tarpon, white pelicans, and roseate spoonbills. The meticulous grounds feature winding stone paths under the canopy of a Royal Poinciana, “The Lido Deck” pergola, charming shell beach under swaying Coconut, Bottle, Areca Palms, all surrounded by mature Florida landscaping.

For those fortunate enough to enjoy, historic Terra Ceia Island is more than just a location—it's a lifestyle. This close-knit active community comes together for events like the Mullet Festival, Kayak Poker Regatta, Halloween Hayrides, Around the World Dinner, Easter Egg Hunt, and a Christmas Golf Cart Parade. The optional Village Improvement Association provides access to the community hall and waterfront Seabreeze Park, complete with picnic pavilions, boat ramp, a soon to be built 300 ft fishing pier, playground & pickleball courts. Conveniently situated at the foot of the Sunshine Skyway Bridge, Terra Ceia offers easy commute and access to St. Pete Beach, Tampa, Anna Maria Island, and Bradenton. Unwind and experience Old Florida living at this one-of-a-kind luxury waterfront property.

Key Features

  • Built in 1939
  • 0.28 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
1939

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$9,092/mo

20% down · 6.5% · 30 years

Principal$1,229
Interest$7,367
Insurance$496

Estimates only. Actual payments may vary.

Location

3 MICHIANA PLACE

Terra Ceia, FL 34250

ACREAG0001

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

Exterior Features

LevelUnpavedFencingAwning(s)CourtyardFire PitFrench DoorsLightingPrivate YardShade Shutter(s)Sliding DoorsStorageDock

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Parking

CarportGarage

Heating

Electric (Heating)Fireplace(s)Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherFreezerGarbage DisposerIce MakerMicrowaveRangeRefrigeratorRefrigerator - Wine StorageWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3 MICHIANA PLACE is listed at $1,699,990 ($793/sqft). The estimated monthly payment is $7,367 based on 20% down at 6.5% interest.

Key features include: Built in 1939, 0.28 acre lot, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding. Exterior Features: Level, Unpaved, Fencing.

This property is listed by Stephanie Leitao, LLC and can be reached at 9417732677 or stephanie.leitao@compass.com.

SL

Stephanie Leitao, LLC

Agent at COMPASS FLORIDA LLC

(941) 773-2677

Listed by COMPASS FLORIDA LLC · View on Broker Site

MLS# A4690122· Source: listhub· Updated 62 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3 MICHIANA PLACE, Terra Ceia, FL 34250

Open this listing in: