# 3 NUTWOOD CIR, Palmyra, VA 22963

> **TL;DR:** 3bd/3ba single family, $890,000, built 2002. Est. $4,760/mo. Listed 37 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $890,000 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Year Built | 2002 |
| Lot Size | 47,480 sqft (1.09 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 37 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,500 |
| Estimated Insurance | $260 |
| **Total** | **$4,760** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Property Highlights

- Built in 2002
- 1.09 acre lot

## Description

### Agent Description
Experience lakeside living at its finest in this well maintained, one-owner waterfront home, perfectly situated on a quiet cul-de-sac. Thoughtfully designed with quality finishes throughout, the home features an open, light-filled floor plan, beautiful hardwood flooring, and a spacious great room centered around an inviting fireplace. The kitchen is ideal for both everyday living and entertaining, offering granite countertops, solid oak cabinetry, generous workspace, and ample storage. Step outside to enjoy tranquil lake views from the screened-in porch, expansive deck, or lower-level patio. The finished walk-out lower level provides additional living and entertaining space, complete with a wet bar and direct access to a private dock with electricity. Spend your days boating, fishing, or simply relaxing along the water. Additional features include a radon mitigation system and a newer HVAC system installed in 2021. This exceptional property seamlessly combines waterfront beauty, quality craftsmanship, comfort, and functionality-creating a rare opportunity to own a truly special lakefront home.

## Location

- **Address:** 3 NUTWOOD CIR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.92732239, -78.3346939
- **Google Maps:** https://www.google.com/maps?q=37.92732239,-78.3346939

## Listing Agent

- **Name:** Michael Darby
- **Brokerage:** Long & Foster Real Estate
- **Broker Phone:** 4345897653

## Photos

![3 NUTWOOD CIR - Photo 1](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4119892459r.jpg)

![3 NUTWOOD CIR - Photo 2](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130594220r.jpg)

![3 NUTWOOD CIR - Photo 3](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3975140686r.jpg)

![3 NUTWOOD CIR - Photo 4](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2256468829r.jpg)

![3 NUTWOOD CIR - Photo 5](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2510887048r.jpg)

![3 NUTWOOD CIR - Photo 6](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f331969587r.jpg)

![3 NUTWOOD CIR - Photo 7](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1738477356r.jpg)

![3 NUTWOOD CIR - Photo 8](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2183746912r.jpg)

![3 NUTWOOD CIR - Photo 9](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1762050554r.jpg)

![3 NUTWOOD CIR - Photo 10](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3259779725r.jpg)

![3 NUTWOOD CIR - Photo 11](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64507986r.jpg)

![3 NUTWOOD CIR - Photo 12](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2966143780r.jpg)

![3 NUTWOOD CIR - Photo 13](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1382706953r.jpg)

![3 NUTWOOD CIR - Photo 14](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f707497147r.jpg)

![3 NUTWOOD CIR - Photo 15](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3171451605r.jpg)

![3 NUTWOOD CIR - Photo 16](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f438758896r.jpg)

![3 NUTWOOD CIR - Photo 17](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3487023623r.jpg)

![3 NUTWOOD CIR - Photo 18](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4201324422r.jpg)

![3 NUTWOOD CIR - Photo 19](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4166566899r.jpg)

![3 NUTWOOD CIR - Photo 20](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3205801734r.jpg)

![3 NUTWOOD CIR - Photo 21](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4213282792r.jpg)

![3 NUTWOOD CIR - Photo 22](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f262878519r.jpg)

![3 NUTWOOD CIR - Photo 23](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1005991558r.jpg)

![3 NUTWOOD CIR - Photo 24](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3717859745r.jpg)

![3 NUTWOOD CIR - Photo 25](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1696168955r.jpg)

![3 NUTWOOD CIR - Photo 26](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3611809319r.jpg)

![3 NUTWOOD CIR - Photo 27](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3555422849r.jpg)

![3 NUTWOOD CIR - Photo 28](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3401932666r.jpg)

![3 NUTWOOD CIR - Photo 29](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f667477171r.jpg)

![3 NUTWOOD CIR - Photo 30](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2045029394r.jpg)

![3 NUTWOOD CIR - Photo 31](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64967053r.jpg)

![3 NUTWOOD CIR - Photo 32](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2658939073r.jpg)

![3 NUTWOOD CIR - Photo 33](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2933534617r.jpg)

![3 NUTWOOD CIR - Photo 34](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1492891739r.jpg)

![3 NUTWOOD CIR - Photo 35](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130978049r.jpg)

![3 NUTWOOD CIR - Photo 36](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4119892459r.jpg)

![3 NUTWOOD CIR - Photo 37](http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f791986869r.jpg)

---

**MLS#:** 680452 | **Updated:** 2026-08-08
**Source:** listhub

*Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#listing",
  "url": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452",
  "name": "3 NUTWOOD CIR, Palmyra, VA 22963",
  "description": "Experience lakeside living at its finest in this well maintained, one-owner waterfront home, perfectly situated on a quiet cul-de-sac. Thoughtfully designed with quality finishes throughout, the home features an open, light-filled floor plan, beautiful hardwood flooring, and a spacious great room centered around an inviting fireplace. The kitchen is ideal for both everyday living and entertaining, offering granite countertops, solid oak cabinetry, generous workspace, and ample storage. Step outside to enjoy tranquil lake views from the screened-in porch, expansive deck, or lower-level patio. The finished walk-out lower level provides additional living and entertaining space, complete with a wet bar and direct access to a private dock with electricity. Spend your days boating, fishing, or simply relaxing along the water. Additional features include a radon mitigation system and a newer HVAC system installed in 2021. This exceptional property seamlessly combines waterfront beauty, quality craftsmanship, comfort, and functionality-creating a rare opportunity to own a truly special lakefront home.",
  "image": [
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4119892459r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130594220r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3975140686r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2256468829r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2510887048r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f331969587r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1738477356r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2183746912r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1762050554r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3259779725r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64507986r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2966143780r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1382706953r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f707497147r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3171451605r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f438758896r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3487023623r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4201324422r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4166566899r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3205801734r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4213282792r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f262878519r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1005991558r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3717859745r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1696168955r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3611809319r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3555422849r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3401932666r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f667477171r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2045029394r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64967053r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2658939073r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2933534617r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1492891739r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130978049r.jpg",
    "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f791986869r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4119892459r.jpg",
    "caption": "3 NUTWOOD CIR - Palmyra, VA"
  },
  "datePosted": "2026-08-07T00:00:00+00:00",
  "dateModified": "2026-08-08T04:33:27.9403+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#property",
    "name": "3 NUTWOOD CIR, Palmyra, VA 22963",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "3 NUTWOOD CIR",
      "addressLocality": "Palmyra",
      "addressRegion": "VA",
      "postalCode": "22963",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 37.92732239,
      "longitude": -78.3346939
    },
    "image": [
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4119892459r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130594220r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3975140686r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2256468829r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2510887048r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f331969587r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1738477356r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2183746912r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1762050554r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3259779725r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64507986r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2966143780r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1382706953r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f707497147r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3171451605r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f438758896r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3487023623r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4201324422r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4166566899r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3205801734r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4213282792r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f262878519r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1005991558r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3717859745r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1696168955r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3611809319r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3555422849r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f3401932666r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f667477171r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2045029394r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f64967053r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2658939073r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f2933534617r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f1492891739r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f4130978049r.jpg",
      "http://lh.rdcpix.com/cceb547d98d67810d10c2695ce27e89dl-f791986869r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "680452"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 3,
    "yearBuilt": 2002,
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "1.09 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#offer",
    "url": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452",
    "price": 890000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#agent",
    "name": "Michael Darby",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/3-nutwood-cir-palmyra-va-22963-6680452#brokerage",
      "name": "Long & Foster Real Estate",
      "telephone": "4345897653"
    }
  }
}
```