# 3 Pine Street, Oneonta, NY 13820

> **TL;DR:** 2bd/2ba residential multi family, $169,900 ($98/sqft), built 1932, 1,734 sqft.
> Hardwood. Est. $909/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $169,900 |
| Price/sqft | $98 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,734 |
| Year Built | 1932 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Stories | 2 |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $859 |
| Estimated Insurance | $50 |
| **Total** | **$909** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1932
- 0.09 acre lot
- 2 stories

## Description

### Agent Description
Nice two apartment home right in the heart of Oneonta, NY. The downstairs apartment has a wood burning fireplace, and there is a nice covered porch. Needs some TLC, but is a great investment property. Rent both apartments, or continue with the already rented upstairs, and live in the downstairs apartment. Close to Main Street and the bus routes. Call to make an appointment today!

## Location

- **Address:** 3 Pine Street, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.457507, -75.057849
- **Google Maps:** https://www.google.com/maps?q=42.457507,-75.057849

## Listing Agent

- **Name:** Augustine J. Lampo · **License:** 40LA1085617
- **Brokerage:** EXIT Realty Homeward Bound
- **Phone:** 6072870069
- **Broker Phone:** (607) 353-8060
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3-Pine-St_Oneonta_NY_13820_M33178-03046?f=listhub&s=BNARNY&m=R1719641&c=propsimple)

## Photos

![3 Pine Street - Photo 1](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f4009153073r.jpg)

![3 Pine Street - Photo 2](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f728797824r.jpg)

![3 Pine Street - Photo 3](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f2845009631r.jpg)

![3 Pine Street - Photo 4](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f2890321465r.jpg)

![3 Pine Street - Photo 5](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3306359780r.jpg)

![3 Pine Street - Photo 6](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3728730849r.jpg)

![3 Pine Street - Photo 7](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f2559072731r.jpg)

![3 Pine Street - Photo 8](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3607992370r.jpg)

![3 Pine Street - Photo 9](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f4007090359r.jpg)

![3 Pine Street - Photo 10](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f2373746191r.jpg)

![3 Pine Street - Photo 11](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3820967149r.jpg)

![3 Pine Street - Photo 12](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f553428409r.jpg)

![3 Pine Street - Photo 13](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3416419060r.jpg)

![3 Pine Street - Photo 14](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f4031312777r.jpg)

![3 Pine Street - Photo 15](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f1437591017r.jpg)

![3 Pine Street - Photo 16](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f3708265631r.jpg)

![3 Pine Street - Photo 17](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f519501603r.jpg)

![3 Pine Street - Photo 18](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f1140636005r.jpg)

![3 Pine Street - Photo 19](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f594258685r.jpg)

![3 Pine Street - Photo 20](http://lh.rdcpix.com/0cf752fe3c013fec0a6b2de2166af50dl-f2929210636r.jpg)

---

**MLS#:** R1719641 | **Updated:** 2026-10-06
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3-pine-street-oneonta-ny-13820-r1719641)

---

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