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About This Home

This 5-bedroom, 5-bathroom single family at 3 Sembrado in Rancho Santa Margarita, CA is listed for $2,049,000 ($476 per sqft). Built in 1990, the home offers 4,307 sqft of living space on a 0.14 acres lot.

Agent Description

Welcome to this elegant 5-bedroom, 4.5-bathroom home offering approximately 4,307 square feet of beautifully designed living space, set on a quiet cul-de-sac just steps from award-winning schools. With tasteful upgrades, an expansive floor plan, and access to some of Rancho Santa Margarita’s best amenities, this home delivers the space, comfort, and lifestyle buyers are looking for.

From the moment you enter through the custom iron doors, the home makes a refined first impression with a grand entry that opens into a spacious formal living room and flows seamlessly into the formal dining room. Thoughtful details like crown molding throughout, recessed lighting, plantation shutters, and elevated baseboards add a polished feel.

The heart of the home is the open kitchen, designed for both everyday living and effortless entertaining. Complete with stainless steel appliances, double ovens, a center island, and opens directly to the family room, creating the perfect gathering space for holidays, dinner parties, or casual nights at home.

The main level also offers a desirable guest bathroom, a dedicated laundry room, and a main-floor bedroom with its own upgraded ensuite bathroom. Upstairs, the home continues to impress with a massive open loft that provides endless flexibility. One secondary bedroom features its own private upgraded ensuite bathroom with subway tile and upgraded

vanity, while the other two secondary bedrooms share a beautifully upgraded bathroom with dual sinks and a subway-tiled shower. The expansive primary suite feels like a true retreat, complete with a cozy fireplace, generous sitting area, walk-in closets, and upgraded vanities.

It is spacious, private, and designed to be the place you actually look forward to escaping to at the end of the day. For added comfort and peace of mind, the home has been completely repiped, includes a whole house fan to help cool the home efficiently, and features an owned 28-panel solar system to help reduce electricity costs.

That is the kind of upgrade buyers love because it works quietly in the background while saving money. Enjoy a private backyard along the hillside and 3 citrus trees in the front yard. Located in one of Rancho Santa Margarita’s most desirable settings, this home also includes access to resort-style community amenities, including 4 Olympic-sized swimming pools, the RSM Beach Club swim lagoon, sport courts, parks, trails, and more.

Key Features

  • Built in 1990
  • 0.14 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
4 full, 1 half
3 spaces
1990

Amenities

SolarView

Monthly Cost Estimate

$10,958/mo

20% down · 6.5% · 30 years

Principal$1,482
Interest$8,879
Insurance$598

Estimates only. Actual payments may vary.

Location

3 Sembrado

Rancho Santa Margarita, CA 92688

Montilla (MNT)

Features & Amenities

Exterior Features

Community Features Included: GuttersCurbsHorse TrailsGolfBikingDog ParkHikingFishingFoothillsLakeStreet LightsStorm DrainsSidewalksPark0-1 Unit/Acre

Property Details

Views

None

Cooling

Central Air

Questions & Answers

This 5-bedroom, 5-bathroom single family at 3 Sembrado is listed at $2,049,000 ($476/sqft). The estimated monthly payment is $8,879 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 0.14 acre lot, 2 stories, 3 parking spaces. Exterior Features: Community Features Included: Gutters, Curbs, Horse Trails.

This property is listed by Eric Babcock and can be reached at 9496066343 or eric@thebabcockteam.com.

EB

Eric Babcock

Agent at Real Broker

(949) 606-6343

Listed by Real Broker · View on Broker Site

MLS# OC26112278· Source: listhub· Updated 4 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3 Sembrado, Rancho Santa Margarita, CA 92688

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