# 3 Stewart Avenue, Saint Simons Island, GA 31522 > **TL;DR:** 5bd/3ba single family, $895,000 ($389/sqft), built 1943, 2,300 sqft. > Hardwood, A/C. Est. $4,787/mo. Listed 236 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $895,000 | | Price/sqft | $389 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 2,300 | | Year Built | 1943 | | Lot Size | 9,583 sqft (0.22 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 236 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,526 | | Estimated Insurance | $261 | | **Total** | **$4,787** | ## Nearby Schools - **Elementary:** St. Simons - **Middle:** Glynn Middle School - **High:** Glynn Academy ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1943 - 0.22 acre lot ## Description ### Agent Description 2 FOR 1---- Charming Mid Island home with separate income-producing guest house on desirable St. Simons Island. The main home, built in 1943, features approximately 1,500 sq ft, an open floor plan, 3 bedrooms and 2 updated baths, heart of pine construction, oak hardwood floors and a renovated kitchen with stainless steel appliances. Enjoy the classic covered rocking-chair porch, new metal roof, new HVAC, circular driveway. The private backyard offers a tropical setting with fruit trees and a custom outdoor fireplace/grill, perfect for entertaining. Behind the main home is a separate guest cottage (built in 2005) with 2 bedrooms, 1 bath, kitchenette, and private entrance with proven vacation rental history. Situated on a spacious lot with room for a pool, the property is fenced and backs up to a natural buffer for added privacy. Located in an X flood zone (no flood insurance required) and just a short bike ride to the beach, dining, and shopping. No HOA and located in a transitioning neighborhood with strong future value potential. Showings available!!! ## Location - **Address:** 3 Stewart Avenue, Saint Simons Island, GA 31522 - **County:** Glynn - **Neighborhood:** Oglethorpe Park - **Coordinates:** 31.169747, -81.381228 - **Google Maps:** https://www.google.com/maps?q=31.169747,-81.381228 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/1660453 ## Listing Agent - **Name:** Larry Delaney · **License:** 168414 - **Brokerage:** DeLoach Sotheby's International Realty - **Broker Phone:** 9126380406 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3-Stewart-Ave_St-Simons-Island_GA_31522_M59629-01303?f=listhub&s=GIAORGA&m=1660453&c=propsimple) ## Photos ![3 Stewart Avenue - Photo 1](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f835135415r.jpg) ![3 Stewart Avenue - Photo 2](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f471082181r.jpg) ![3 Stewart Avenue - Photo 3](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f564006797r.jpg) ![3 Stewart Avenue - Photo 4](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1831274534r.jpg) ![3 Stewart Avenue - Photo 5](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2909465069r.jpg) ![3 Stewart Avenue - Photo 6](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3123266056r.jpg) ![3 Stewart Avenue - Photo 7](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1632388335r.jpg) ![3 Stewart Avenue - Photo 8](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3053162532r.jpg) ![3 Stewart Avenue - Photo 9](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f902869699r.jpg) ![3 Stewart Avenue - Photo 10](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2213289113r.jpg) ![3 Stewart Avenue - Photo 11](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3530363717r.jpg) ![3 Stewart Avenue - Photo 12](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f433420284r.jpg) ![3 Stewart Avenue - Photo 13](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3598748834r.jpg) ![3 Stewart Avenue - Photo 14](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3096961436r.jpg) ![3 Stewart Avenue - Photo 15](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2138263780r.jpg) ![3 Stewart Avenue - Photo 16](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2492833878r.jpg) ![3 Stewart Avenue - Photo 17](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1537852324r.jpg) ![3 Stewart Avenue - Photo 18](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1197131276r.jpg) ![3 Stewart Avenue - Photo 19](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3649771043r.jpg) ![3 Stewart Avenue - Photo 20](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3416926365r.jpg) ![3 Stewart Avenue - Photo 21](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2326480126r.jpg) ![3 Stewart Avenue - Photo 22](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f742488338r.jpg) ![3 Stewart Avenue - Photo 23](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1704836317r.jpg) ![3 Stewart Avenue - Photo 24](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f237383305r.jpg) ![3 Stewart Avenue - Photo 25](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1551675375r.jpg) ![3 Stewart Avenue - Photo 26](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f2065245062r.jpg) ![3 Stewart Avenue - Photo 27](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f125944277r.jpg) ![3 Stewart Avenue - Photo 28](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f1740170555r.jpg) ![3 Stewart Avenue - Photo 29](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f3683707733r.jpg) ![3 Stewart Avenue - Photo 30](http://lh.rdcpix.com/b3cbb77fe2ff36e7d33b8fe362964f58l-f287098884r.jpg) --- **MLS#:** 1660453 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3-stewart-avenue-saint-simons-island-ga-31522-e48f37aa1ce949e4b4b0c6510814a7bd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3-stewart-avenue-saint-simons-island-ga-31522-e48f37aa1ce949e4b4b0c6510814a7bd#listing", "url": "https://www.propertysimple.ai/listing/3-stewart-avenue-saint-simons-island-ga-31522-e48f37aa1ce949e4b4b0c6510814a7bd", "name": "3 Stewart Avenue, Saint Simons Island, GA 31522", "description": "2 FOR 1---- Charming Mid Island home with separate income-producing guest house on desirable St. Simons Island. 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