About This Home

This 5-bedroom, 3-bathroom single family at 3 Stewart Avenue in Saint Simons Island, GA is listed for $895,000 ($389 per sqft). Built in 1943, the home offers 2,300 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1943
  • 0.22 acre lot

Property Details

3 full
1943

Amenities

HardwoodA/C
Listing Description

2 FOR 1---- Charming Mid Island home with separate income-producing guest house on desirable St. Simons Island. The main home, built in 1943, features approximately 1,500 sq ft, an open floor plan, 3 bedrooms and 2 updated baths, heart of pine construction, oak hardwood floors and a renovated kitchen with stainless steel appliances.

Enjoy the classic covered rocking-chair porch, new metal roof, new HVAC, circular driveway. The private backyard offers a tropical setting with fruit trees and a custom outdoor fireplace/grill, perfect for entertaining. Behind the main home is a separate guest cottage (built in 2005) with 2 bedrooms, 1 bath, kitchenette, and private entrance with proven vacation rental history.

Situated on a spacious lot with room for a pool, the property is fenced and backs up to a natural buffer for added privacy. Located in an X flood zone (no flood insurance required) and just a short bike ride to the beach, dining, and shopping. No HOA and located in a transitioning neighborhood with strong future value potential. Showings available!!!

Monthly Cost Estimate

$4,787/mo

20% down · 6.5% · 30 years

Principal$647
Interest$3,878
Insurance$261

Estimates only. Actual payments may vary.

Location

3 Stewart Avenue

Saint Simons Island, GA 31522

Oglethorpe Park

Features & Amenities

Interior Features

Ceiling Fan(s)

Exterior Features

BarbecueCourtyardGas Grill

Property Details

Flooring

WoodHardwood

Construction

Stucco

Outdoor Features

DeckPatioPorch

Parking

On StreetDrivewayGarage

Cooling

ElectricHeat Pump

Appliances

DishwasherDishwasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 3 Stewart Avenue is listed at $895,000 ($389/sqft). The estimated monthly payment is $4,787 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1943, 0.22 acre lot. Interior Features: Ceiling Fan(s). Exterior Features: Barbecue, Courtyard, Gas Grill.

This property is listed by Larry Delaney.

LD

Larry Delaney

License 168414

Agent at DeLoach Sotheby's International Realty

Listed by DeLoach Sotheby's International Realty · Broker phone: 9126380406 · View on Broker Site · Broker website

MLS# 1660453· Source: Golden Isles Association of REALTORS· 234 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3 Stewart Avenue, Saint Simons Island, GA 31522

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