# 3 SUMMIT Lane, Safety Harbor, FL 34695 > **TL;DR:** 3bd/2ba single family, $659,000 ($325/sqft), built 1981, 2,027 sqft. > Pool, Fireplace, A/C, 2-car garage. Est. $3,524/mo. Listed 25 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $659,000 | | Price/sqft | $325 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,027 | | Year Built | 1981 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 25 | ## Why This Home Stands Out - **Pool** - Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,332 | | Estimated Insurance | $192 | | **Total** | **$3,524** | ## Nearby Schools - **Elementary:** Safety Harbor Elementary-PN - **Middle:** Safety Harbor Middle-PN - **High:** Countryside High-PN ## Key Amenities - Pool - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1981 - 0.29 acre lot - Private pool - Fireplace ## Description ### Agent Description Discover the Florida lifestyle you've been looking for at 3 Summit Lane, located in the highly desirable Bay Woods neighborhood of Safety Harbor! This beautifully maintained 3-bedroom, 2-bathroom pool home offers over 2,000 square feet of living space, a desirable split-bedroom floor plan, and a spacious corner lot surrounded by the charm of mature, moss-draped oak trees and picturesque neighborhood streets. One of this home's most inviting features is its exceptional indoor-outdoor living. Open the expansive sliding glass doors and let the natural light and Florida breezes flow seamlessly between the interior living spaces and the screened-in patio and private swimming pool. Whether you're enjoying a quiet morning coffee, hosting friends and family, or relaxing poolside, this home makes it easy to enjoy outdoor living year-round. The primary suite also features a convenient pocket sliding door providing direct access to the patio and pool. Inside, the thoughtfully designed floor plan offers both a formal living room just off the entry and a separate, spacious family room adjoining the kitchen, providing flexibility for entertaining, everyday living, and gathering with family. The split-bedroom layout creates added privacy, making this an ideal home for families, guests, or those looking for a comfortable second or seasonal home in Florida. The interior features beautiful cherry wood floors, crown molding, decorative wood paneling, and a brick-surround fireplace that add warmth and character. The kitchen received cabinetry and lighting upgrades in 2020, while updated bathrooms, select newer light fixtures, fresh interior paint throughout most of the home, and a complete exterior repaint add to its appeal. Major improvements include a NEW ROOF in November 2025, A/C replacement in 2021, and hurricane-rated windows installed in 2018. A spacious laundry room with folding counter, utility sink, and convenient access to the side-entry garage adds everyday functionality. Location is another standout! Enjoy the ability to walk to beautiful Philippe Park, one of Safety Harbor's most beloved waterfront parks, or take a quick two-mile drive to charming downtown Safety Harbor for its restaurants, boutiques, waterfront activities, local events, and vibrant community atmosphere. Bay Woods is known for its established character, mature oak-lined streets, and friendly neighborhood feel. An optional HOA provides additional flexibility. Whether you're searching for a pool home in Safety Harbor, a home near Philippe Park, a walkable home close to outdoor recreation, or a property just minutes from downtown Safety Harbor, 3 Summit Lane deserves a spot at the top of your list. Come experience the space, privacy, pool, and lifestyle that make this Safety Harbor home so special. Schedule your private showing today! ## Location - **Address:** 3 SUMMIT Lane, Safety Harbor, FL 34695 - **County:** Pinellas - **Neighborhood:** BAY WOODS-UNIT I - **Coordinates:** 28.017637, -82.689327 - **Google Maps:** https://www.google.com/maps?q=28.017637,-82.689327 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/68ee2118-9c88-4e48-beab-d6a6adcfcd77?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Bel Whitten - **Brokerage:** Select Properties - **Broker Phone:** (727) 934-4099 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3-Summit-Ln_Safety-Harbor_FL_34695_M65404-39679?f=listhub&s=MFRMLSFL&m=TB8555770&c=propsimple) ## Photos ![3 SUMMIT Lane - Photo 1](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f742101067r.jpg) ![3 SUMMIT Lane - Photo 2](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f752616462r.jpg) ![3 SUMMIT Lane - Photo 3](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f250911863r.jpg) ![3 SUMMIT Lane - 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Photo 74](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f2651576530r.jpg) ![3 SUMMIT Lane - Photo 75](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f2199756520r.jpg) ![3 SUMMIT Lane - Photo 76](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f1598889273r.jpg) ![3 SUMMIT Lane - Photo 77](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f2602322652r.jpg) ![3 SUMMIT Lane - Photo 78](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f25059786r.jpg) ![3 SUMMIT Lane - Photo 79](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f1595382588r.jpg) ![3 SUMMIT Lane - Photo 80](http://lh.rdcpix.com/b31d2edae0e32cff2068a3dd40172749l-f1003809445r.jpg) --- **MLS#:** TB8555770 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3-summit-lane-safety-harbor-fl-34695-145d8ee5f70748ffa50bb448ba084f35) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3-summit-lane-safety-harbor-fl-34695-145d8ee5f70748ffa50bb448ba084f35#listing", "url": "https://www.propertysimple.ai/listing/3-summit-lane-safety-harbor-fl-34695-145d8ee5f70748ffa50bb448ba084f35", "name": "3 SUMMIT Lane, Safety Harbor, FL 34695", "description": "Discover the Florida lifestyle you've been looking for at 3 Summit Lane, located in the highly desirable Bay Woods neighborhood of Safety Harbor! This beautifully maintained 3-bedroom, 2-bathroom pool home offers over 2,000 square feet of living space, a desirable split-bedroom floor plan, and a spacious corner lot surrounded by the charm of mature, moss-draped oak trees and picturesque neighborhood streets. One of this home's most inviting features is its exceptional indoor-outdoor living. Open the expansive sliding glass doors and let the natural light and Florida breezes flow seamlessly between the interior living spaces and the screened-in patio and private swimming pool. Whether you're enjoying a quiet morning coffee, hosting friends and family, or relaxing poolside, this home makes it easy to enjoy outdoor living year-round. The primary suite also features a convenient pocket sliding door providing direct access to the patio and pool. Inside, the thoughtfully designed floor plan offers both a formal living room just off the entry and a separate, spacious family room adjoining the kitchen, providing flexibility for entertaining, everyday living, and gathering with family. The split-bedroom layout creates added privacy, making this an ideal home for families, guests, or those looking for a comfortable second or seasonal home in Florida. The interior features beautiful cherry wood floors, crown molding, decorative wood paneling, and a brick-surround fireplace that add warmth and character. The kitchen received cabinetry and lighting upgrades in 2020, while updated bathrooms, select newer light fixtures, fresh interior paint throughout most of the home, and a complete exterior repaint add to its appeal. Major improvements include a NEW ROOF in November 2025, A/C replacement in 2021, and hurricane-rated windows installed in 2018. A spacious laundry room with folding counter, utility sink, and convenient access to the side-entry garage adds everyday functionality. Location is another standout! Enjoy the ability to walk to beautiful Philippe Park, one of Safety Harbor's most beloved waterfront parks, or take a quick two-mile drive to charming downtown Safety Harbor for its restaurants, boutiques, waterfront activities, local events, and vibrant community atmosphere. Bay Woods is known for its established character, mature oak-lined streets, and friendly neighborhood feel. An optional HOA provides additional flexibility. Whether you're searching for a pool home in Safety Harbor, a home near Philippe Park, a walkable home close to outdoor recreation, or a property just minutes from downtown Safety Harbor, 3 Summit Lane deserves a spot at the top of your list. Come experience the space, privacy, pool, and lifestyle that make this Safety Harbor home so special. 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