About This Home

This 5-bedroom, 4-bathroom single family at 300 Columbia Street in Santacruz, CA is listed for $3,050,000 ($866 per sqft). Built in 1979, the home offers 3,520 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1979
  • 0.21 acre lot
  • Fireplace

Property Details

4 full
4-car garage
1979

Amenities

Fireplace
Listing Description

Rare coastal investment opportunity on Santa Cruz's highly desirable Lower Westside, just one block from the ocean and iconic West Cliff Drive. Steps from Lighthouse Field State Beach and the popular Steamer Lane Supply restaurant, this prime location consistently attracts strong rental demand driven by lifestyle, walkability, and proximity to Monterey Bay.

One of the largest duplexes this close to the ocean, the property features a 3BD/2BA upper unit and a 2BD/2BA lower unit with a bonus room that functions as a third bedroom, maximizing rental flexibility and income potential. Each unit includes a private 2-car garage, a rare and valuable amenity for tenants near the coast.

The upper units private yard with jetted hot tub adds further appeal for premium rents. Flexible income strategies: rent both units for strong cash flow, short-term (buyer to verify) or long-term rental, or occupy one unit while generating income from the other.

Tenants will enjoy easy access to downtown Santa Cruz, the Santa Cruz Wharf, and the Santa Cruz Beach Boardwalk, as well as immediate connectivity to coastal and mountain biking trails right from your front door. No need to load up the car. A rare combination of size, location, and versatility, an exceptional addition to any coastal portfolio.

Monthly Cost Estimate

$16,312/mo

20% down · 6.5% · 30 years

Principal$2,206
Interest$13,217
Insurance$890

Estimates only. Actual payments may vary.

Location

300 Columbia Street

Santacruz, CA 95060

Features & Amenities

Interior Features

HighCeilingVaultedCeiling

Property Details

Flooring

Laminate

Outdoor Features

DeckPatio

Parking

Garage

Heating

Electric (Heating)

Appliances

DishwasherExhaustFanGarbageDisposalHoodOverRangeOvenRangeRefrigeratorWasherDryer

Questions & Answers

This 5-bedroom, 4-bathroom single family at 300 Columbia Street is listed at $3,050,000 ($866/sqft). The estimated monthly payment is $16,312 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1979, 0.21 acre lot, Fireplace. Interior Features: HighCeiling, VaultedCeiling.

This property is listed by Tommy Ligon.

TL

Tommy Ligon

License 01449570

Agent at Bailey Properties

Listed by Bailey Properties · Broker phone: (831) 688-7434 · View on Broker Site · Broker website

MLS# ML82045786· Source: MLS Listings, Inc.· 182 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

300 Columbia Street, Santacruz, CA 95060

Open this listing in: