About This Home

This 3-bedroom, 3-bathroom condo at 3001 W 10th Street #203 in Panama City, FL is listed for $880,000 ($441 per sqft). Built in 2006, the home offers 1,997 sqft of living space on a N/A lot.

Key Features

  • Built in 2006
  • Waterfront

Property Details

3 full
2-car garage
#203
2006

Amenities

WaterfrontA/C
Listing Description

Harbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater.

The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage.

***$100k value*** These aren't simply extras -- they're features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed.

The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout.

Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive.

And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today.

Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St.

Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water.

It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.

Monthly Cost Estimate

$5,956/mo

20% down · 6.5% · 30 years

Principal$636
Interest$3,813
Insurance$257
HOA$1,250

Estimates only. Actual payments may vary.

Location

3001 W 10th Street #203

Panama City, FL 32401

Harbour Village At Historic St Andrews

Features & Amenities

Interior Features

MainLevelPrimary

Exterior Features

BoatLiftBoatSlipDock

Property Details

Flooring

PlankVinyl

Construction

Concrete Stucco

Heating

Electric (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom condo at 3001 W 10th Street is listed at $880,000 ($441/sqft). The estimated monthly payment is $5,957 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1250/month.

Key features include: Built in 2006, Waterfront. Interior Features: MainLevelPrimary. Exterior Features: BoatLift, BoatSlip, Dock.

This property is listed by Brenton Hitchcock.

BH

Brenton Hitchcock

Agent at Hitchcock Real Estate LLC

Listed by Hitchcock Real Estate LLC · Broker phone: (850) 866-2158 · View on Broker Site · Broker website

MLS# 795529· Source: Central Panhandle Association of REALTORS· 45 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3001 W 10th Street #203, Panama City, FL 32401

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