About This Home

This 3-bedroom, 3-bathroom single family at 302 Windmill Lane in Georgetown, TN is listed for $1,225,000 ($395 per sqft). Built in 1977, the home offers 3,100 sqft of living space on a 0.40 acres lot.

Key Features

  • Built in 1977
  • 0.40 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
3 full
1977

Amenities

FireplaceWaterfrontViewA/C
Listing Description

SELLER HAS PERMISSION FROM TVA TO REBUILD THE DOCK. SELLER WOULD CONSIDER REBUILDING THE DOCK WITH AN A CCEPTABLE OFFER! Lakefront Living on the Hiwassee River / Chickamauga Lake! Welcome to an exceptional fully renovated 3 bedroom, 3 bath home offering approximately 3,100 sq ft of versatile living space across three levels.

Situated on a gorgeous lakefront lot, this property provides stunning water access with the potential to add a dock (with permit). The main level features a spacious great room with a cozy wood-burning brick fireplace, an updated kitchen with granite countertops, new stainless steel appliances (refrigerator, dishwasher, microwave, and free-standing electric range all remain), and a bright eat-in area.

The primary bedroom on the main level includes a large walk-in closet and a beautifully updated full bath with tiled shower, double sinks, and granite vanity. The lower level is ideal for multi-generational living or guests, complete with a second full kitchen (appliances remain), a large great room with a second wood-burning brick fireplace, a bedroom with walk-in closet, full bath, and washer/dryer hookup.

Upstairs, you'll find an additional spacious bedroom with a huge walk-in closet and a full bath featuring a tiled shower and double vanity with granite countertops. Enjoy outdoor living year-round on the approximately 1,000 sq ft covered and screened side porch, plus a wraparound deck overlooking the water.

Additional highlights include new spray foam insulation, new roof, new windows, a wraparound driveway, and a deep single-car attached garage with workshop area. No HOA. Furniture can remain with an acceptable offer, and an additional lakefront lot is included with acceptable terms, making this an incredible value for lakefront living.

Monthly Cost Estimate

$6,552/mo

20% down · 6.5% · 30 years

Principal$886
Interest$5,308
Insurance$357

Estimates only. Actual payments may vary.

Location

302 Windmill Lane

Georgetown, TN 37336

Windmill Lake Ests

Features & Amenities

Interior Features

Double VanityEat-in KitchenGranite CountersSeparate ShowerWalk-In Closet(s)

Exterior Features

Private YardRain Gutters

Property Details

Flooring

Tile

Construction

HardiPlank Type

Views

RiverLake

Outdoor Features

Porch

Parking

Off StreetDrivewayGarage

Cooling

ElectricCentral Air

Appliances

Stainless Steel Appliance(s)RefrigeratorMicrowaveFree-Standing Electric RangeDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 302 Windmill Lane is listed at $1,225,000 ($395/sqft). The estimated monthly payment is $6,551 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1977, 0.40 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Double Vanity, Eat-in Kitchen, Granite Counters. Exterior Features: Private Yard, Rain Gutters.

This property is listed by Sabrena Smedley and can be reached at 4234324115.

SS

Sabrena Smedley

License 288735

Agent at Zach Taylor Real Estate

(423) 432-4115
Agent website

Listed by Zach Taylor Real Estate · Broker phone: (423) 451-6654 · View on Broker Site · Broker website

MLS# 1532712· Source: Greater Chattanooga Association of REALTORS· 81 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

302 Windmill Lane, Georgetown, TN 37336

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