# 3028 Belknap Beach Rd, Prospect, KY 40059

> **TL;DR:** 3bd/4ba single family, $799,000 ($230/sqft), built 1976, 3,478 sqft.
> Fireplace, Waterfront, A/C. Est. $4,273/mo. Listed 19 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,000 |
| Price/sqft | $230 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,478 |
| Year Built | 1976 |
| Lot Size | 16,553 sqft (0.38 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 19 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,040 |
| Estimated Insurance | $233 |
| **Total** | **$4,273** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1976
- 0.38 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Prepare to be captivated by this incredible waterfront home, where breathtaking river views and resort-style living come together. With much of the home thoughtfully renovated, this one-of-a-kind property offers a bright, open layout, luxurious finishes, and an everyday vacation-like atmosphere. The welcoming foyer leads to a spacious family room featuring a wood-burning fireplace and stunning views. The generously sized first-floor primary suite offers a private sitting area, en suite bath with walk-in shower, and walk-in closet. A well-appointed kitchenette/hospitality station adds an extra touch of luxury and convenience to the first floor, offering the perfect spot for coffee, beverages, snacks, or refreshments. A convenient laundry closet and half bath complete the first level. Upstairs, the showstopping great room boasts soaring vaulted ceilings, a formal dining area, casual dining space, and a spectacular gourmet kitchen featuring open shelving, a waterfall-edge island, and top-of-the-line appliances. The second-floor primary suite offers another luxurious retreat with an en suite bath and walk-in shower, while a third bedroom also enjoys its own en suite bath. But the true magic is outside! Expansive deck and patio spaces overlook the dock and river, creating the perfect setting for morning coffee, sunset cocktails, or unforgettable gatherings with family and friends. Relax in the hot tub on the upper deck while taking in the incredible waterfront scenery. With multiple spaces designed for entertaining and views that never get old, this is waterfront living at its finest.

## Location

- **Address:** 3028 Belknap Beach Rd, Prospect, KY 40059
- **County:** Oldham
- **Neighborhood:** BELKNAP BEACH ESTATES
- **Coordinates:** 38.376097, -85.624102
- **Google Maps:** https://www.google.com/maps?q=38.376097,-85.624102

## Listing Agent

- **Name:** Ellen Kronauer
- **Brokerage:** Family Realty LLC
- **Phone:** (502) 640-9666
- **Broker Phone:** (502) 640-9666
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3028-Belknap-Beach-Rd_Prospect_KY_40059_M93776-21147?f=listhub&s=GLARKY&m=1727643&c=propsimple)

## Photos

![3028 Belknap Beach Rd - Photo 1](http://lh.rdcpix.com/e635f0e99bb8e48cd1488ce533f8ae35l-f4222927643r.jpg)

![3028 Belknap Beach Rd - Photo 2](http://lh.rdcpix.com/e635f0e99bb8e48cd1488ce533f8ae35l-f3198486731r.jpg)

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---

**MLS#:** 1727643 | **Updated:** 2026-09-15
**Source:** listhub

*Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3028-belknap-beach-rd-prospect-ky-40059-1727643)

---

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