# 303 State Street, Bay Saint Louis, MS 39520 > **TL;DR:** 3bd/2ba single family, $512,500 ($330/sqft), built 1930, 1,551 sqft. > A/C. Est. $2,740/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $512,500 | | Price/sqft | $330 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,551 | | Year Built | 1930 | | Lot Size | 4,356 sqft (0.10 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 57 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,591 | | Estimated Insurance | $149 | | **Total** | **$2,740** | ## Nearby Schools - **High:** Bay St Louis ## Key Amenities - A/C ## Property Highlights - Built in 1930 - 0.10 acre lot ## Description ### Agent Description Located in the Heart of Historic Bay St. Louis - Step into a piece of Bay St. Louis history! This charming 3-bedroom, 2-bath cottage, listed on the historic register, is nestled in the heart of Old Town Bay St. Louis and is ready to welcome its new owners. From the moment you arrive, the inviting front porch and undeniable Southern charm set the tone for this special home. Inside, beautiful heart pine floors and classic beadboard ceilings showcase the character and craftsmanship of the cottage, while the open-concept kitchen and living area provides a comfortable and welcoming space for everyday living and entertaining. The kitchen is full of charm and functionality, featuring a gas range, farmhouse sink, and butcher block countertops-creating the perfect setting for cooking, gathering, and making memories. One of the home's standout features is the heated and cooled sunroom overlooking the backyard. Filled with natural light, this cozy space is perfect for morning coffee, relaxing with a good book, or entertaining family and friends. Built-in seating with generous storage adds both function and character, while the peaceful backyard provides a serene backdrop to enjoy year-round. Blending historic character, coastal charm, and modern-day comfort, this cottage captures everything there is to love about life in Bay St. Louis. Best of all, it's located in an X Flood Zone and within walking distance of the beach and all that Old Town Bay St. Louis has to offer-shopping, dining, entertainment, and the laid-back coastal lifestyle that makes this community so special. Whether you're searching for a full-time residence, weekend retreat, or your own special place in Old Town, this one truly checks all the boxes. Schedule your private showing today and come experience the charm and lifestyle of historic Bay St. Louis! ## Location - **Address:** 303 State Street, Bay Saint Louis, MS 39520 - **County:** Hancock - **Neighborhood:** Metes And Bounds - **Coordinates:** 30.312809, -89.330129 - **Google Maps:** https://www.google.com/maps?q=30.312809,-89.330129 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/303-State-Street-Bay-Saint-Louis-MS-39520/unbranded ## Listing Agent - **Name:** Aissa L Wiggins · **License:** S51477 - **Brokerage:** John McDonald Realty - **Broker Phone:** (228) 467-5500 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/303-State-St_Bay-Saint-Louis_MS_39520_M73868-37698?f=listhub&s=MGCMLSMS&m=4161595&c=propsimple) ## Photos ![303 State Street - Photo 1](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1710789768r.jpg) ![303 State Street - Photo 2](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1910383487r.jpg) ![303 State Street - Photo 3](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f3406310075r.jpg) ![303 State Street - Photo 4](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2032776286r.jpg) ![303 State Street - Photo 5](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2723646011r.jpg) ![303 State Street - Photo 6](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f3458418281r.jpg) ![303 State Street - Photo 7](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2755461725r.jpg) ![303 State Street - Photo 8](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1254213512r.jpg) ![303 State Street - Photo 9](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f4027065086r.jpg) ![303 State Street - Photo 10](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f3232967454r.jpg) ![303 State Street - Photo 11](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1751472959r.jpg) ![303 State Street - Photo 12](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2549357262r.jpg) ![303 State Street - Photo 13](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f899512987r.jpg) ![303 State Street - Photo 14](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f918959594r.jpg) ![303 State Street - Photo 15](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2422827432r.jpg) ![303 State Street - Photo 16](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2417928652r.jpg) ![303 State Street - Photo 17](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1685243633r.jpg) ![303 State Street - Photo 18](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2543596954r.jpg) ![303 State Street - Photo 19](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1931277964r.jpg) ![303 State Street - Photo 20](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1502592985r.jpg) ![303 State Street - Photo 21](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1476346515r.jpg) ![303 State Street - Photo 22](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1662019544r.jpg) ![303 State Street - Photo 23](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1636611121r.jpg) ![303 State Street - Photo 24](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f205170830r.jpg) ![303 State Street - Photo 25](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f3670294307r.jpg) ![303 State Street - Photo 26](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f1363724060r.jpg) ![303 State Street - Photo 27](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2123171683r.jpg) ![303 State Street - Photo 28](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f3223526484r.jpg) ![303 State Street - Photo 29](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2180676933r.jpg) ![303 State Street - Photo 30](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f846253031r.jpg) ![303 State Street - Photo 31](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f2571680516r.jpg) ![303 State Street - Photo 32](http://lh.rdcpix.com/9500db8b090134040fe82930dd6d8ae2l-f4208817329r.jpg) --- **MLS#:** 4161595 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/303-state-street-bay-saint-louis-ms-39520-2ae83657b2cd4cb88d7f66ea69352179) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/303-state-street-bay-saint-louis-ms-39520-2ae83657b2cd4cb88d7f66ea69352179#listing", "url": "https://www.propertysimple.ai/listing/303-state-street-bay-saint-louis-ms-39520-2ae83657b2cd4cb88d7f66ea69352179", "name": "303 State Street, Bay Saint Louis, MS 39520", "description": "Located in the Heart of Historic Bay St. Louis - Step into a piece of Bay St. Louis history! This charming 3-bedroom, 2-bath cottage, listed on the historic register, is nestled in the heart of Old Town Bay St. Louis and is ready to welcome its new owners. From the moment you arrive, the inviting front porch and undeniable Southern charm set the tone for this special home. Inside, beautiful heart pine floors and classic beadboard ceilings showcase the character and craftsmanship of the cottage, while the open-concept kitchen and living area provides a comfortable and welcoming space for everyday living and entertaining. The kitchen is full of charm and functionality, featuring a gas range, farmhouse sink, and butcher block countertops-creating the perfect setting for cooking, gathering, and making memories. One of the home's standout features is the heated and cooled sunroom overlooking the backyard. Filled with natural light, this cozy space is perfect for morning coffee, relaxing with a good book, or entertaining family and friends. Built-in seating with generous storage adds both function and character, while the peaceful backyard provides a serene backdrop to enjoy year-round. Blending historic character, coastal charm, and modern-day comfort, this cottage captures everything there is to love about life in Bay St. Louis. Best of all, it's located in an X Flood Zone and within walking distance of the beach and all that Old Town Bay St. Louis has to offer-shopping, dining, entertainment, and the laid-back coastal lifestyle that makes this community so special. Whether you're searching for a full-time residence, weekend retreat, or your own special place in Old Town, this one truly checks all the boxes. 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