# 303 Whispering Oaks Trail, Payne Springs, TX 75156

> **TL;DR:** 4bd/2ba single family, $195,000 ($121/sqft), built 1960, 1,618 sqft. Est. $845/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Price/sqft | $121 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,618 |
| Year Built | 1960 |
| Lot Size | 16,422 sqft (0.38 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $845 |
| **Total** | **$845** |

## Nearby Schools

- **Elementary:** Mabank

## Property Highlights

- Built in 1960
- 0.38 acre lot
- 2 stories

## Description

### Agent Description
Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you’ll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you’re just moments away from the water with convenient access to the community boat ramp. Whether you’re looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

## Location

- **Address:** 303 Whispering Oaks Trail, Payne Springs, TX 75156
- **County:** Henderson
- **Neighborhood:** Southwood Shores

## Listing Agent

- **Name:** Susan Waterman
- **Brokerage:** McAtee Realty Of Gun Barrel TX
- **Phone:** 9038875658
- **Email:** watermansells@gmail.com

## Primary Photo

![303 Whispering Oaks Trail - Primary Photo](http://lh.rdcpix.com/51e3de3c2eda92740ee5136556b35a7fl-f2307508914r.jpg)

*17 total photos available on [listing page](https://www.propertysimple.com/listing/303-whispering-oaks-trail-payne-springs-tx-75156-21232447)*

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**MLS#:** 21232447 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/303-whispering-oaks-trail-payne-springs-tx-75156-21232447)

---

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