About This Home

This 4-bedroom, 2-bathroom single family at 303 Whispering Oaks Trl in Payne Springs, TX is listed for $180,000 ($111 per sqft). Built in 1960, the home offers 1,618 sqft of living space on a 0.38 acres lot.

Key Features

  • Built in 1960
  • 0.38 acre lot
  • 2 stories

Property Details

2 stories
2 full
2-car garage
1960

Amenities

A/C
Listing Description

GB-9218. Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower.

Outside, you'll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you're just moments away from the water with convenient access to the community boat ramp. Whether you're looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

Monthly Cost Estimate

$1,063/mo

20% down · 6.5% · 30 years

Principal$130
Interest$780
Insurance$53
HOA$100

Estimates only. Actual payments may vary.

Location

303 Whispering Oaks Trl

Payne Springs, TX 75156

Features & Amenities

Interior Features

Ceiling FansElectric Water Heater

Exterior Features

Storage Building

Property Details

Parking

WorkshopGarage

Heating

Electric (Heating)

Cooling

Electric

Appliances

Dishwasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 303 Whispering Oaks Trl is listed at $180,000 ($111/sqft). The estimated monthly payment is $1,063 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $100/month.

Key features include: Built in 1960, 0.38 acre lot, 2 stories. Interior Features: Ceiling Fans, Electric Water Heater. Exterior Features: Storage Building.

This property is listed by Susan Waterman.

SW

Susan Waterman

Agent at MCATEE REALTY,GUN BARREL CITY

Listed by MCATEE REALTY,GUN BARREL CITY · Broker phone: 9038875658 · View on Broker Site · Broker website

MLS# 113531· Source: Henderson County Board of REALTORS®· 21 days on PropertySimple

Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

303 Whispering Oaks Trl, Payne Springs, TX 75156

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