# 303 Whispering Oaks Trl, Payne Springs, TX 75156

> **TL;DR:** 4bd/2ba single family, $195,000 ($121/sqft), built 1960, 1,618 sqft.
> A/C. Est. $945/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Price/sqft | $121 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,618 |
| Year Built | 1960 |
| Lot Size | 16,422 sqft (0.38 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 54 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $845 |
| HOA | $100 |
| **Total** | **$945** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1960
- 0.38 acre lot
- 2 stories

## Description

### Agent Description
GB-9218. Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you'll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you're just moments away from the water with convenient access to the community boat ramp. Whether you're looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

## Location

- **Address:** 303 Whispering Oaks Trl, Payne Springs, TX 75156
- **County:** Henderson
- **Coordinates:** 32.2997854, -96.109473
- **Google Maps:** https://www.google.com/maps?q=32.2997854,-96.109473

## Listing Agent

- **Name:** Susan Waterman
- **Brokerage:** McAtee Realty - Gun Barrel City
- **Phone:** 9036032414
- **Email:** watermansells@gmail.com

## Primary Photo

![303 Whispering Oaks Trl - Primary Photo](http://lh.rdcpix.com/05fc50b66acecb389974d4d1a39bf544l-f3425391600r.jpg)

*28 total photos available on [listing page](https://www.propertysimple.com/listing/303-whispering-oaks-trl-payne-springs-tx-75156-x112616)*

---

**MLS#:** 112616 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/303-whispering-oaks-trl-payne-springs-tx-75156-x112616)

---

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