# 304 COTTON FALL Dr, Atoka, TN 38004

> **TL;DR:** 5bd/3ba single family, $444,000 ($163/sqft), built 2019, 2,726 sqft.
> Fireplace, Hardwood, A/C, 2-car garage. Est. $2,375/mo. Listed 99 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $444,000 |
| Price/sqft | $163 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,726 |
| Year Built | 2019 |
| Lot Size | 11,761 sqft (0.27 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 99 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,245 |
| Estimated Insurance | $130 |
| **Total** | **$2,375** |

## Key Amenities

- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2019
- 0.27 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to beautiful Dear Ridge in Atoka! This stunning 5-bedroom, 3-bath home with bonus room offers the perfect blend of comfort, style and functionality. The gorgeous kitchen is the heart of the home, featuring plenty of space for cooking, gathering, and entertaining. Extra large laundry room with room for a freezer and a counter for folding. Also enjoy the formal dining room for extra room for more formal entertaining! Relax year-round on the screened-in back porch overlooking the backyard, perfect for enjoying peaceful mornings or winding down for the evening. Additional features include a tankless water heater for added energy efficiency and endless hot water. Best of all, there's NO HOA! Don't miss your chance to own this exceptional home in one of Atoka's most desirable neighborhoods!

## Location

- **Address:** 304 COTTON FALL Dr, Atoka, TN 38004
- **County:** Tipton
- **Neighborhood:** DEER RIDGE PHASE 2
- **Coordinates:** 35.426251, -89.767456
- **Google Maps:** https://www.google.com/maps?q=35.426251,-89.767456

## Listing Agent

- **Name:** R. Annette Wilson
- **Brokerage:** Crye Leike, Inc.
- **Phone:** 9016344043
- **Broker Phone:** (901) 756-8900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/304-Cotton-Fall-Dr_Atoka_TN_38004_M97489-56929?f=listhub&s=MAARTN&m=10225400&c=propsimple)

## Photos

![304 COTTON FALL Dr - Photo 1](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2541849163r.jpg)

![304 COTTON FALL Dr - Photo 2](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3118635528r.jpg)

![304 COTTON FALL Dr - Photo 3](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1955453237r.jpg)

![304 COTTON FALL Dr - Photo 4](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f620835004r.jpg)

![304 COTTON FALL Dr - Photo 5](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2962409952r.jpg)

![304 COTTON FALL Dr - Photo 6](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1736256503r.jpg)

![304 COTTON FALL Dr - Photo 7](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2304416541r.jpg)

![304 COTTON FALL Dr - Photo 8](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1850368725r.jpg)

![304 COTTON FALL Dr - Photo 9](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1991560858r.jpg)

![304 COTTON FALL Dr - Photo 10](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2104071818r.jpg)

![304 COTTON FALL Dr - Photo 11](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f4123267572r.jpg)

![304 COTTON FALL Dr - Photo 12](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f34836167r.jpg)

![304 COTTON FALL Dr - Photo 13](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2939947928r.jpg)

![304 COTTON FALL Dr - Photo 14](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2029036013r.jpg)

![304 COTTON FALL Dr - Photo 15](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3473224333r.jpg)

![304 COTTON FALL Dr - Photo 16](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2371341335r.jpg)

![304 COTTON FALL Dr - Photo 17](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3723388640r.jpg)

![304 COTTON FALL Dr - Photo 18](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3963454224r.jpg)

![304 COTTON FALL Dr - Photo 19](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f4285128032r.jpg)

![304 COTTON FALL Dr - Photo 20](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2610906966r.jpg)

![304 COTTON FALL Dr - Photo 21](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1269307088r.jpg)

![304 COTTON FALL Dr - Photo 22](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2972134528r.jpg)

![304 COTTON FALL Dr - Photo 23](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1638547591r.jpg)

![304 COTTON FALL Dr - Photo 24](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2651480102r.jpg)

![304 COTTON FALL Dr - Photo 25](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1964191743r.jpg)

![304 COTTON FALL Dr - Photo 26](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1881053629r.jpg)

![304 COTTON FALL Dr - Photo 27](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2747017097r.jpg)

![304 COTTON FALL Dr - Photo 28](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3208936101r.jpg)

![304 COTTON FALL Dr - Photo 29](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f319119278r.jpg)

![304 COTTON FALL Dr - Photo 30](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1067373867r.jpg)

![304 COTTON FALL Dr - Photo 31](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f334913096r.jpg)

![304 COTTON FALL Dr - Photo 32](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1448091449r.jpg)

![304 COTTON FALL Dr - Photo 33](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3537369633r.jpg)

![304 COTTON FALL Dr - Photo 34](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f31812700r.jpg)

![304 COTTON FALL Dr - Photo 35](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1805282614r.jpg)

![304 COTTON FALL Dr - Photo 36](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f3425395339r.jpg)

![304 COTTON FALL Dr - Photo 37](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f1265875994r.jpg)

![304 COTTON FALL Dr - Photo 38](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f2941344671r.jpg)

![304 COTTON FALL Dr - Photo 39](http://lh.rdcpix.com/69d5b3d7a4ee3779b11bb4601611be83l-f239905507r.jpg)

---

**MLS#:** 10225400 | **Updated:** 2026-10-11
**Source:** listhub

*Copyright © 2026 Memphis Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/304-cotton-fall-dr-atoka-tn-38004-10225400)

---

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    "priceCurrency": "USD",
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    "availability": "https://schema.org/InStock",
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  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/304-cotton-fall-dr-atoka-tn-38004-10225400#agent",
    "name": "R. Annette Wilson",
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      "telephone": "(901) 756-8900"
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}
```