About This Home

This 3-bedroom, 2-bathroom single family at 304 S Main Street in Elgin, TX is listed for $254,000 ($168 per sqft). Built in 1940, the home offers 1,510 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1940
  • 0.13 acre lot

Property Details

1 story
2 full
1940

Amenities

A/C
Listing Description

1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home-while offering exciting mixed-use potential.

Located just up the road from downtown shops and local restaurants, it's ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical.

A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function.

Out back, enjoy a large covered porch with ceiling fan-perfect for relaxing or hosting-plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.

Monthly Cost Estimate

$1,358/mo

20% down · 6.5% · 30 years

Principal$184
Interest$1,101
Insurance$74

Estimates only. Actual payments may vary.

Location

304 S Main Street

Elgin, TX 78621

Elgin City

Features & Amenities

Interior Features

AllBedroomsDownCeilingFansEatInKitchenHisAndHersClosetsKitchenDiningComboLaminateCountersMultipleClosetsStorageShowerOnlySeparateShowerTubShowerWalkInClosetsWindowTreatmentsBreakfastArea

Exterior Features

CoveredPatioPorchPrivateYardRainGutters

Property Details

Flooring

WoodTile

Construction

HardiplankType

Outdoor Features

PorchPatio

Parking

Garage

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DryerDishwasherElectricCooktopMicrowaveWasherSomeElectricAppliances

Questions & Answers

This 3-bedroom, 2-bathroom single family at 304 S Main Street is listed at $254,000 ($168/sqft). The estimated monthly payment is $1,358 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.13 acre lot. Interior Features: AllBedroomsDown, CeilingFans, EatInKitchen. Exterior Features: CoveredPatio, Porch, PrivateYard.

This property is listed by Sharon Carroll and can be reached at 5129090724.

SC

Sharon Carroll

License 0670817

Agent at Coldwell Banker United REALTORS - South

(512) 909-0724

Listed by Coldwell Banker United REALTORS - South · Broker phone: (512) 233-4868 · View on Broker Site

MLS# 599413· Source: Central Texas Multiple Listing Service· 282 days on PropertySimple

Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

304 S Main Street, Elgin, TX 78621

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