# 3040 E Spencer Circle, Geneva, OH 44041

> **TL;DR:** 3bd/1ba single family, $264,900 ($177/sqft), built 1960, 1,500 sqft.
> A/C. Est. $1,416/mo. Listed 13 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $264,900 |
| Price/sqft | $177 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,500 |
| Year Built | 1960 |
| Lot Size | 22,216 sqft (0.51 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 13 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,339 |
| Estimated Insurance | $77 |
| **Total** | **$1,416** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1960
- 0.51 acre lot

## Description

### Agent Description
Lovingly maintained by the same family for years, this move-in-ready home offers easy one-floor living, incredible indoor and outdoor space, and the privacy of a double lot in a sought-after Geneva Township neighborhood.Step inside to an inviting open floor plan featuring an entry way with large closet, an oversized family room with vaulted ceilings, a beautiful bay window, and its own separate entrance-giving you plenty of room for family gatherings, entertaining, or simply spreading out.One of the true highlights is the 16 x 11 FOUR-SEASON ROOM! Surrounded by windows and filled with natural light, this amazing space features its own split HVAC system and beautiful wooded views. Whether you're hosting summer cookouts, enjoying game nights, sipping your morning coffee, or simply relaxing, this room is sure to become a favorite gathering spot!Outside, the property really shines! Beautiful landscaping surrounds the home, while the 3-year-old concrete driveway and rear patio provide approximately 51 yards of concrete.A 15 x 15 shed with electric provides the perfect spot for lawn equipment, hobbies, projects, or additional storage.HVAC system & ductwork only 4 years old and annually maintained - HVAC located in a concrete, dry crawl space with exterior access - Roof approximately 8 years old, with new rear gutters - High-end newer flooring - Updated electrical panels and GFI outlets - Heavily insulated walls - Remodeled bathroom approximately 4 years ago - Septic recently pumped in May A well-loved, well-maintained home with the space, updates, and setting you've been looking for. Now it's ready for a new family to make their own memories here. ~Some photos are AI enhanced/staged.

## Location

- **Address:** 3040 E Spencer Circle, Geneva, OH 44041
- **County:** Ashtabula
- **Neighborhood:** Pewood Allotment
- **Coordinates:** 41.807232, -80.92129
- **Google Maps:** https://www.google.com/maps?q=41.807232,-80.92129

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/3040-E-Spencer-Circle-Geneva-OH-44041/unbranded

## Listing Agent

- **Name:** Sara N Phillips · **License:** 2017000074
- **Brokerage:** HomeSmart Real Estate Momentum
- **Phone:** 4404154923
- **Broker Phone:** (440) 537-3949
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3040-Spencer-Cir-E_Geneva_OH_44041_M36125-58094?f=listhub&s=NEOHREXOH&m=5240875&c=propsimple)

## Photos

![3040 E Spencer Circle - Photo 1](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f373658745r.jpg)

![3040 E Spencer Circle - Photo 2](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f616608267r.jpg)

![3040 E Spencer Circle - Photo 3](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f785884464r.jpg)

![3040 E Spencer Circle - Photo 4](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2947929504r.jpg)

![3040 E Spencer Circle - Photo 5](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2100325450r.jpg)

![3040 E Spencer Circle - Photo 6](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f411223830r.jpg)

![3040 E Spencer Circle - Photo 7](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f482068985r.jpg)

![3040 E Spencer Circle - Photo 8](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f430915523r.jpg)

![3040 E Spencer Circle - Photo 9](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1594883931r.jpg)

![3040 E Spencer Circle - Photo 10](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f148247639r.jpg)

![3040 E Spencer Circle - Photo 11](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1263227321r.jpg)

![3040 E Spencer Circle - Photo 12](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f4091057792r.jpg)

![3040 E Spencer Circle - Photo 13](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2767356728r.jpg)

![3040 E Spencer Circle - Photo 14](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2259959856r.jpg)

![3040 E Spencer Circle - Photo 15](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3104843259r.jpg)

![3040 E Spencer Circle - Photo 16](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1252237065r.jpg)

![3040 E Spencer Circle - Photo 17](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2333761978r.jpg)

![3040 E Spencer Circle - Photo 18](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3332471385r.jpg)

![3040 E Spencer Circle - Photo 19](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f280342050r.jpg)

![3040 E Spencer Circle - Photo 20](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1954894499r.jpg)

![3040 E Spencer Circle - Photo 21](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1189956945r.jpg)

![3040 E Spencer Circle - Photo 22](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1819846959r.jpg)

![3040 E Spencer Circle - Photo 23](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1908620257r.jpg)

![3040 E Spencer Circle - Photo 24](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3314320916r.jpg)

![3040 E Spencer Circle - Photo 25](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f197242378r.jpg)

![3040 E Spencer Circle - Photo 26](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2844032804r.jpg)

![3040 E Spencer Circle - Photo 27](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3677930641r.jpg)

![3040 E Spencer Circle - Photo 28](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2290702822r.jpg)

![3040 E Spencer Circle - Photo 29](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f439477170r.jpg)

![3040 E Spencer Circle - Photo 30](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3516346775r.jpg)

![3040 E Spencer Circle - Photo 31](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1155834355r.jpg)

![3040 E Spencer Circle - Photo 32](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3124295100r.jpg)

![3040 E Spencer Circle - Photo 33](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3157544729r.jpg)

![3040 E Spencer Circle - Photo 34](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1291500381r.jpg)

![3040 E Spencer Circle - Photo 35](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1286848378r.jpg)

![3040 E Spencer Circle - Photo 36](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f2237897856r.jpg)

![3040 E Spencer Circle - Photo 37](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f4081804553r.jpg)

![3040 E Spencer Circle - Photo 38](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3087632212r.jpg)

![3040 E Spencer Circle - Photo 39](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3896149472r.jpg)

![3040 E Spencer Circle - Photo 40](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f3624185346r.jpg)

![3040 E Spencer Circle - Photo 41](http://lh.rdcpix.com/d4f8f358154e56641fc4266a3b8435abl-f1464523820r.jpg)

---

**MLS#:** 5240875 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 MLS Now. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3040-e-spencer-circle-geneva-oh-44041-5240875)

---

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    ],
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      },
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  },
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    "@id": "https://www.propertysimple.ai/listing/3040-e-spencer-circle-geneva-oh-44041-5240875#offer",
    "url": "https://www.propertysimple.ai/listing/3040-e-spencer-circle-geneva-oh-44041-5240875",
    "price": 264900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/3040-e-spencer-circle-geneva-oh-44041-5240875#agent",
    "name": "Sara N Phillips",
    "telephone": "4404154923",
    "worksFor": {
      "@type": "Organization",
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      "name": "HomeSmart Real Estate Momentum",
      "telephone": "(440) 537-3949"
    }
  }
}
```