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About This Home

This 1-bedroom, 2-bathroom condo at 305 CENTENNIAL Street in LA Plata, MD is listed for $260,000 ($183 per sqft). Built in 2009, the home offers 1,419 sqft of living space on a N/A lot.

Agent Description

Seller will provide 5% ($13,000) towards down payment. - Spacious and beautifully maintained two-level condo in the heart of downtown La Plata, offering over 1,400 square feet of comfortable, flexible living just steps from shops, dining, and local conveniences.

This thoughtfully designed home features an open main level with a bright living area, dedicated dining space, and an updated kitchen with ample cabinetry and functional layout-ideal for both everyday living and entertaining. Large windows bring in great natural light, enhancing the warm and inviting feel throughout the space.

Upstairs, the oversized primary suite includes a private full bath and generous closet space. The additional loft/den area provides excellent flexibility and can easily serve as a home office, guest space, or potential second bedroom depending on your needs.

The home includes two full baths plus a convenient half bath, in-unit laundry, newer HVAC system, and two assigned parking spaces. A private balcony extends your living space outdoors-perfect for morning coffee or relaxing in the evening. Conventional financing required (minimum 10% down) with local lenders familiar with the community, helping ensure a smooth and straightforward process.

Seller will provide 5% towards down payment. Located in a highly desirable walkable setting, this property offers low-maintenance living with unmatched convenience. Restaurants, shops, and downtown La Plata amenities are all just moments away. A rare opportunity to own a spacious and flexible home in one of La Plata's most convenient in-town locations-ideal for professionals, downsizers, or anyone seeking easy, low-maintenance living with modern comfort.

Key Features

  • Built in 2009
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
1 full, 1 half
2 spaces
#201 K
2009

Amenities

A/C

Monthly Cost Estimate

$1,715/mo

20% down · 6.5% · 30 years

Principal$188
Interest$1,127
Insurance$76
HOA$324

Estimates only. Actual payments may vary.

Location

305 CENTENNIAL Street

LA Plata, MD 20646

CENTENNIAL COMMONS

Features & Amenities

Interior Features

Bathroom - Soaking TubBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Floor Plan - OpenKitchen - CountryWalk-in Closet(s)Upgraded CountertopsAttic/House FanCombination Dining/LivingCrown MoldingsChair RailingsKitchen - IslandKitchen - Table SpacePrimary Bath(s)Recessed LightingSprinkler SystemWindow Treatments

Property Details

Construction

Brick HardiPlank Type

Parking

Parking LotDriveway

Heating

CentralHeat Pump (Heating)

Cooling

Ceiling Fan(s)Central AirHeat Pump

Appliances

Built-In MicrowaveDishwasherDisposalDryerOven/Range - ElectricRefrigeratorWasherWaterHeaterDryer - ElectricDryer - Front LoadingExhaust FanStainless Steel Appliances

Questions & Answers

This 1-bedroom, 2-bathroom condo at 305 CENTENNIAL Street is listed at $260,000 ($183/sqft). The estimated monthly payment is $1,451 based on 20% down at 6.5% interest.

HOA fees are $324/month.

Key features include: Built in 2009, 2 stories, 2 parking spaces. Interior Features: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Laura L Forbes and can be reached at 7039282235 or laura.forbes@c21nm.com.

LF

Laura L Forbes

Agent at CENTURY 21 New Millennium

(703) 928-2235

Listed by CENTURY 21 New Millennium · View on Broker Site

MLS# MDCH2050662· Source: listhub· Updated 133 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

305 CENTENNIAL Street, LA Plata, MD 20646

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