# 305 E 10th Street, Spencer, IA 51301 > **TL;DR:** 3bd/1ba single family, $174,000 ($129/sqft), built 1920, 1,344 sqft. > A/C. Est. $931/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $174,000 | | Price/sqft | $129 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,344 | | Year Built | 1920 | | Lot Size | 7,100 sqft (0.16 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 2 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $880 | | Estimated Insurance | $51 | | **Total** | **$931** | ## Key Amenities - A/C ## Property Highlights - Built in 1920 - 0.16 acre lot - 2 stories ## Description ### Agent Description GREAT BEGINNINGS. There's something easy to appreciate about this two-story home, starting with the original hardwood floors that run through much of the living space. The updated kitchen brings a little personality of its own with a combination of concrete and wood countertops, while the living and dining areas keep the main floor open and connected. Upstairs keeps the bedrooms and full bath together, and the unfinished basement adds useful storage below. Out back, the fully fenced yard offers room for pets, play, gardening, or simply enjoying the outdoors, with alley access to the detached one-stall garage. The wood deck is ready for some attention, so sellers are offering a $3,000 credit at closing toward deck repairs. Sometimes a great beginning starts with simply finding the right place to call home. ## Location - **Address:** 305 E 10th Street, Spencer, IA 51301 - **County:** Clay - **Coordinates:** 43.14819324, -95.1405803 - **Google Maps:** https://www.google.com/maps?q=43.14819324,-95.1405803 ## Listing Agent - **Name:** Kelly Bierl - **Brokerage:** Hometown Realty - **Phone:** 7122605711 - **Broker Phone:** (712) 260-5711 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/305-E-10th-St_Spencer_IA_51301_M74490-25355?f=listhub&s=IGLBORIA&m=261211&c=propsimple) ## Photos ![305 E 10th Street - Photo 1](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f3871062652r.jpg) ![305 E 10th Street - Photo 2](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f2913616609r.jpg) ![305 E 10th Street - Photo 3](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f592219448r.jpg) ![305 E 10th Street - Photo 4](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f861800050r.jpg) ![305 E 10th Street - Photo 5](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f3941627145r.jpg) ![305 E 10th Street - Photo 6](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f778604802r.jpg) ![305 E 10th Street - Photo 7](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f915671062r.jpg) ![305 E 10th Street - Photo 8](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f711966962r.jpg) ![305 E 10th Street - Photo 9](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f2126881895r.jpg) ![305 E 10th Street - Photo 10](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f3731754990r.jpg) ![305 E 10th Street - Photo 11](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f302981903r.jpg) ![305 E 10th Street - Photo 12](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f965886200r.jpg) ![305 E 10th Street - Photo 13](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f2205832747r.jpg) ![305 E 10th Street - Photo 14](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f48053262r.jpg) ![305 E 10th Street - Photo 15](http://lh.rdcpix.com/6d54c9fa42bfac9773fcd537b2d8a6ecl-f3079324019r.jpg) --- **MLS#:** 261211 | **Updated:** 2026-09-16 **Source:** listhub *Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/305-e-10th-street-spencer-ia-51301-a261211) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/305-e-10th-street-spencer-ia-51301-a261211#listing", "url": "https://www.propertysimple.ai/listing/305-e-10th-street-spencer-ia-51301-a261211", "name": "305 E 10th Street, Spencer, IA 51301", "description": "GREAT BEGINNINGS. There's something easy to appreciate about this two-story home, starting with the original hardwood floors that run through much of the living space. The updated kitchen brings a little personality of its own with a combination of concrete and wood countertops, while the living and dining areas keep the main floor open and connected. 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