About This Home

This 5-bedroom, 4-bathroom single family at 305 W Main Street in Mount Sterling, KY is listed for $464,900 ($101 per sqft). Built in 1915, the home offers 4,586 sqft of living space on a 0.60 acres lot.

Key Features

  • Built in 1915
  • 0.60 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
3 full, 1 half
1-car garage
1915

Amenities

FireplaceHardwoodA/C
Listing Description

Stately, spacious, and filled with timeless character, this circa 1915 Colonial brick home is a true downtown Mt. Sterling treasure! Offering an impressive 5 bedrooms, 3 full baths and 1 half bath, this historic home provides an abundance of space both inside and out, all while being filled with beautiful natural light.

From the moment you step into the grand and inviting entry foyer-the kind foyers dreams are made of-you'll immediately appreciate the craftsmanship and charm found throughout. The home features a spacious living room, den/study or home office, formal dining room, kitchen with breakfast nook and beautiful cabinetry and counter tops, mudroom, and two laundry areas.

Original character shines through with beautiful hardwood flooring, crown molding, intricate door frames and trim work, built-ins, and several fireplaces that add warmth and personality throughout the home. The finished third level offers even more incredible living space with a huge recreation/family room plus an additional bonus room with skylights.

This versatile space could even serve as another primary suite with its attached bathroom featuring a relaxing soaking tub. Outside, the home is situated on a generous .60-acre lot right in downtown Mt. Sterling and features a picture-perfect front porch worthy of the cover of a home and garden magazine, a rear patio perfect for entertaining, and a detached garage with additional storage space in the rear.

The unfinished basement provides even more room for storage. Recent improvements include a new architectural shingle roof installed in August 2026, along with new guttering and downspouts. As a Mt. Sterling Historic Registered Home, this property offers the history, craftsmanship, space, and character that simply cannot be recreated today.

If you've always dreamed of owning a LARGE historic home in the heart of downtown Mt. Sterling, this may be the one you've been waiting for. This remarkable property truly must be seen in person to fully appreciate everything it has to offer!

Monthly Cost Estimate

$2,486/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,015
Insurance$136

Estimates only. Actual payments may vary.

Location

305 W Main Street

Mount Sterling, KY 40353

Downtown

Features & Amenities

Interior Features

Entrance FoyerEat-in KitchenCeiling Fan(s)Soaking Tub

Exterior Features

Storm Door(s)

Property Details

Flooring

HardwoodVinylLaminateTile

Construction

Brick Veneer

Parking

DrivewayGarageOff StreetGarage - Detached

Heating

Natural GasForced Air

Cooling

Electric

Appliances

DishwasherMicrowaveRefrigeratorRangeDishwasherMicrowaveRefrigeratorRange

Questions & Answers

This 5-bedroom, 4-bathroom single family at 305 W Main Street is listed at $464,900 ($101/sqft). The estimated monthly payment is $2,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1915, 0.60 acre lot, 3 stories, Fireplace. Interior Features: Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s). Exterior Features: Storm Door(s).

This property is listed by Jonathan Wood.

JW

Jonathan Wood

Agent at HomeLand Real Estate Inc - Mt Sterling

Listed by HomeLand Real Estate Inc - Mt Sterling · Broker phone: (606) 356-3063 · View on Broker Site · Broker website

MLS# 26026409· Source: ImagineMLS· 37 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

305 W Main Street, Mount Sterling, KY 40353

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