# 306 HARBOR Drive, Indian Rocks Beach, FL 33785 > **TL;DR:** 5bd/4ba single family, $3,700,000 ($809/sqft), built 2004, 4,571 sqft. > Pool, Spa, Fireplace, Waterfront. Est. $19,788/mo. Listed 251 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,700,000 | | Price/sqft | $809 | | Bedrooms | 5 | | Bathrooms | 4 full | | Square Feet | 4,571 | | Year Built | 2004 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 3 | | Garage | 5-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 251 | ## Why This Home Stands Out - **Pool** - Porch, Deck - **Waterfront** - Waterfront location listed - **Views** - Park, Ocean, Water - **Large Garage** - 5-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $18,709 | | Estimated Insurance | $1,079 | | **Total** | **$19,788** | ## Key Amenities - Pool - Spa - Fireplace - Waterfront - View - A/C - 5-car garage ## Property Highlights - Built in 2004 - 0.21 acre lot - 3 stories - Private pool - Fireplace - Waterfront ## Description ### Agent Description Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year-an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 5 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough. ## Location - **Address:** 306 HARBOR Drive, Indian Rocks Beach, FL 33785 - **County:** Pinellas - **Neighborhood:** INDIAN BEACH RE-REVISED 5TH ADD - **Coordinates:** 27.909296, -82.84318 - **Google Maps:** https://www.google.com/maps?q=27.909296,-82.84318 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8467679 ## Listing Agent - **Name:** Kelly Ackley - **Brokerage:** Keller Williams Gulfside - **Phone:** 7275156504 - **Broker Phone:** (727) 489-0800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/306-Harbor-Dr_Indian-Rocks-Beach_FL_33785_M51899-78785?f=listhub&s=MFRMLSFL&m=TB8467679&c=propsimple) ## Photos ![306 HARBOR Drive - Photo 1](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1217745886r.jpg) ![306 HARBOR Drive - Photo 2](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1524646961r.jpg) ![306 HARBOR Drive - Photo 3](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1882383072r.jpg) ![306 HARBOR Drive - Photo 4](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2094939553r.jpg) ![306 HARBOR Drive - Photo 5](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f43155212r.jpg) ![306 HARBOR Drive - Photo 6](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1308880960r.jpg) ![306 HARBOR Drive - Photo 7](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3834831462r.jpg) ![306 HARBOR Drive - Photo 8](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2382190874r.jpg) ![306 HARBOR Drive - Photo 9](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f296065421r.jpg) ![306 HARBOR Drive - Photo 10](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1699468203r.jpg) ![306 HARBOR Drive - Photo 11](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f13279319r.jpg) ![306 HARBOR Drive - Photo 12](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1537808733r.jpg) ![306 HARBOR Drive - Photo 13](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1637562333r.jpg) ![306 HARBOR Drive - Photo 14](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1998180727r.jpg) ![306 HARBOR Drive - Photo 15](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1883487776r.jpg) ![306 HARBOR Drive - Photo 16](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1702817541r.jpg) ![306 HARBOR Drive - Photo 17](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f507664173r.jpg) ![306 HARBOR Drive - Photo 18](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1406524133r.jpg) ![306 HARBOR Drive - Photo 19](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1752876497r.jpg) ![306 HARBOR Drive - Photo 20](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2448951256r.jpg) ![306 HARBOR Drive - Photo 21](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1303185124r.jpg) ![306 HARBOR Drive - Photo 22](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3774149318r.jpg) ![306 HARBOR Drive - Photo 23](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2388176844r.jpg) ![306 HARBOR Drive - Photo 24](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3512073542r.jpg) ![306 HARBOR Drive - Photo 25](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2708153670r.jpg) ![306 HARBOR Drive - Photo 26](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3341037711r.jpg) ![306 HARBOR Drive - Photo 27](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1900139514r.jpg) ![306 HARBOR Drive - Photo 28](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2852052207r.jpg) ![306 HARBOR Drive - Photo 29](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3557277599r.jpg) ![306 HARBOR Drive - Photo 30](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f4221291337r.jpg) ![306 HARBOR Drive - Photo 31](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f242391749r.jpg) ![306 HARBOR Drive - Photo 32](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1717265842r.jpg) ![306 HARBOR Drive - Photo 33](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f718400138r.jpg) ![306 HARBOR Drive - Photo 34](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f4060189275r.jpg) ![306 HARBOR Drive - Photo 35](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f392151905r.jpg) ![306 HARBOR Drive - Photo 36](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2343304689r.jpg) ![306 HARBOR Drive - Photo 37](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2553789494r.jpg) ![306 HARBOR Drive - Photo 38](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1295655657r.jpg) ![306 HARBOR Drive - Photo 39](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2516895865r.jpg) ![306 HARBOR Drive - Photo 40](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3128951310r.jpg) ![306 HARBOR Drive - Photo 41](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f158406134r.jpg) ![306 HARBOR Drive - Photo 42](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f749025015r.jpg) ![306 HARBOR Drive - Photo 43](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f380966718r.jpg) ![306 HARBOR Drive - Photo 44](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1079040106r.jpg) ![306 HARBOR Drive - Photo 45](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3125118870r.jpg) ![306 HARBOR Drive - Photo 46](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f329711898r.jpg) ![306 HARBOR Drive - Photo 47](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f484422088r.jpg) ![306 HARBOR Drive - Photo 48](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2721505854r.jpg) ![306 HARBOR Drive - Photo 49](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3648902375r.jpg) ![306 HARBOR Drive - Photo 50](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2848332155r.jpg) ![306 HARBOR Drive - Photo 51](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3690527443r.jpg) ![306 HARBOR Drive - Photo 52](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3433150115r.jpg) ![306 HARBOR Drive - Photo 53](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f342458248r.jpg) ![306 HARBOR Drive - Photo 54](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1931155054r.jpg) ![306 HARBOR Drive - Photo 55](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f3398135973r.jpg) ![306 HARBOR Drive - Photo 56](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f255540501r.jpg) ![306 HARBOR Drive - Photo 57](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2789570723r.jpg) ![306 HARBOR Drive - Photo 58](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f1353414904r.jpg) ![306 HARBOR Drive - Photo 59](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f2804116586r.jpg) ![306 HARBOR Drive - Photo 60](http://lh.rdcpix.com/322805121b67e0f30631e793c3704a79l-f329711898r.jpg) --- **MLS#:** TB8467679 | **Updated:** 2026-09-29 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/306-harbor-drive-indian-rocks-beach-fl-33785-b8467679) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/306-harbor-drive-indian-rocks-beach-fl-33785-b8467679#listing", "url": "https://www.propertysimple.ai/listing/306-harbor-drive-indian-rocks-beach-fl-33785-b8467679", "name": "306 HARBOR Drive, Indian Rocks Beach, FL 33785", "description": "Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year-an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 5 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. 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