# 306 HARBOR DRIVE, Indian Rocks Beach, FL 33785

> **TL;DR:** 5bd/4ba single family, $3,900,000 ($853/sqft), built 2004, 4,571 sqft.
> Pool, Fireplace, Waterfront. Est. $16,900/mo. Listed 130 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,900,000 |
| Price/sqft | $853 |
| Bedrooms | 5 |
| Bathrooms | 4 full |
| Square Feet | 4,571 |
| Year Built | 2004 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 130 |

## Why This Home Stands Out

- **Pool** - Private pool
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $16,900 |
| **Total** | **$16,900** |

## Key Amenities

- Pool
- Fireplace
- Waterfront

## Property Highlights

- Built in 2004
- 0.21 acre lot
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to 306 Harbor Drive in Indian Rocks Beach—a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef’s kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler’s pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County’s most desirable coastal communities.

## Location

- **Address:** 306 HARBOR DRIVE, Indian Rocks Beach, FL 33785
- **County:** Pinellas
- **Neighborhood:** INDIAN BEACH RE-REVISED 5TH ADD
- **Coordinates:** 27.909296, -82.84318
- **Google Maps:** https://www.google.com/maps?q=27.909296,-82.84318

## Listing Agent

- **Name:** Kelly Ackley
- **Brokerage:** KELLER WILLIAMS REALTY PORTFOLIO COLLECTION
- **Phone:** 7275156504
- **Email:** kackleysells@gmail.com

## Primary Photo

![306 HARBOR DRIVE - Primary Photo](http://lh.rdcpix.com/fc76f16b040ee7f96687ba6d2cb9a2a2l-f1524646961r.jpg)

*58 total photos available on [listing page](https://www.propertysimple.com/listing/306-harbor-drive-indian-rocks-beach-fl-33785-b8467679)*

---

**MLS#:** TB8467679 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/306-harbor-drive-indian-rocks-beach-fl-33785-b8467679)

---

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