# 306 Moonlight Bay Drive, Panama City Beach, FL 32407 > **TL;DR:** land, $1,150,000. > Waterfront. Est. $6,150/mo. Listed 293 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,150,000 | | Lot Size | 29,185 sqft (0.67 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 293 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,815 | | Estimated Insurance | $335 | | **Total** | **$6,150** | ## Nearby Schools - **Elementary:** Hutchinson Beach - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront ## Property Highlights - 0.67 acre lot - Waterfront ## Description ### Agent Description TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Create your legacy home at 306 Moonlight Bay Drive, a rare bayfront homesite on the peaceful shores of West Bay in Panama City Beach. This buildable parcel offers 101.1 feet of bay frontage and features a fortified seawall already in place, providing shoreline protection and long-term value. Surrounded by a slow-moving saltwater marsh, the setting is serene and naturally beautiful. Located within a designated West Bay sector plan, the area's resources are preserved for the future. Enjoy a 25-minute boat ride to the turquoise waters of the Gulf of Mexico, while remaining close to shopping, dining, golf, and the white-sand beaches of Panama City Beach. Surrounded by a slow-moving saltwater marsh, the setting is serene and naturally beautiful. Located within a designated West Bay sector plan, the area's resources are preserved for the future. Enjoy a 25-minute boat ride to the turquoise waters of the Gulf of Mexico, while remaining close to shopping, dining, golf, and the white-sand beaches of Panama City Beach. ## Location - **Address:** 306 Moonlight Bay Drive, Panama City Beach, FL 32407 - **County:** Bay - **Neighborhood:** COLONY CLUB HARBOUR PH 1 - **Coordinates:** 30.228513, -85.843425 - **Google Maps:** https://www.google.com/maps?q=30.228513,-85.843425 ## Listing Agent - **Name:** Angela L Cummins · **License:** 3348309 - **Brokerage:** Linda Miller Real Estate LLC - **Broker Phone:** (850) 974-8885 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/306-Moonlight-Bay-Dr_Panama-City-Beach_FL_32407_M90730-59216?f=listhub&s=ECARMLSFL&m=992817&c=propsimple) ## Photos ![306 Moonlight Bay Drive - Photo 1](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f3587102217r.jpg) ![306 Moonlight Bay Drive - Photo 2](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f1103593763r.jpg) ![306 Moonlight Bay Drive - Photo 3](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f3850996138r.jpg) ![306 Moonlight Bay Drive - Photo 4](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f2863348397r.jpg) ![306 Moonlight Bay Drive - Photo 5](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f716450833r.jpg) ![306 Moonlight Bay Drive - Photo 6](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f2813907279r.jpg) ![306 Moonlight Bay Drive - Photo 7](http://lh.rdcpix.com/ad2a1a49ae7a355ed0ec74363abfacf2l-f566919179r.jpg) --- **MLS#:** 992817 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/306-moonlight-bay-drive-panama-city-beach-fl-32407-454ffe79ef3c4e10a51fe21ff3ae6b4d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/306-moonlight-bay-drive-panama-city-beach-fl-32407-454ffe79ef3c4e10a51fe21ff3ae6b4d#listing", "url": "https://www.propertysimple.ai/listing/306-moonlight-bay-drive-panama-city-beach-fl-32407-454ffe79ef3c4e10a51fe21ff3ae6b4d", "name": "306 Moonlight Bay Drive, Panama City Beach, FL 32407", "description": "TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Create your legacy home at 306 Moonlight Bay Drive, a rare bayfront homesite on the peaceful shores of West Bay in Panama City Beach. 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