# 306 Penny Court, Panama City, FL 32401

> **TL;DR:** 4bd/5ba townhouse, $565,000 ($305/sqft), built 2025, 1,850 sqft.
> Waterfront, A/C. Est. $2,573/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $565,000 |
| Price/sqft | $305 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 1,850 |
| Year Built | 2025 |
| Stories | 3 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,448 |
| HOA | $125 |
| **Total** | **$2,573** |

## Nearby Schools

- **Elementary:** Cherry Street
- **Middle:** Jinks
- **High:** Bay

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2025
- 3 stories
- Waterfront

## Description

### Agent Description
Enjoy breathtaking water views from every floor of this beautifully positioned waterfront townhome. Designed with flexibility in mind, this property offers multiple possibilities for full-time living, vacation use, or income production. The spacious layout can accommodate separate living areas, making it ideal for multi-generational living or maximizing rental potential. An additional top-floor bonus room provides the perfect space for a home office, bunk room, hobby area, or guest accommodations. Whether you're looking for a primary residence, second home, or investment property, this townhome offers the versatility to fit your needs. Short-term rentals are permitted, creating an excellent opportunity for additional income. Located adjacent to the City's newly completed boat launch facility, this property is perfectly situated for boating enthusiasts. There is also the potential to obtain a private boat slip at the neighboring marina, with accommodations for boats up to 35 feet.

## Location

- **Address:** 306 Penny Court, Panama City, FL 32401
- **County:** Bay
- **Coordinates:** 30.154038, -85.636975
- **Google Maps:** https://www.google.com/maps?q=30.154038,-85.636975

## Listing Agent

- **Name:** Bubba McCants
- **Brokerage:** EXP Realty LLC
- **Phone:** 8506248433
- **Email:** bubbamccants@gmail.com

## Primary Photo

![306 Penny Court - Primary Photo](http://lh.rdcpix.com/526eb02e704e0ff6bb9d224b7cd5bd90l-f2988133517r.jpg)

*49 total photos available on [listing page](https://www.propertysimple.com/listing/306-penny-court-panama-city-fl-32401-1004979)*

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**MLS#:** 1004979 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/306-penny-court-panama-city-fl-32401-1004979)

---

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