# 306 Rose Lane, Panama City Beach, FL 32413

> **TL;DR:** 4bd/4ba single family, $975,000 ($483/sqft), built 2026, 2,017 sqft.
> A/C. Est. $4,225/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $975,000 |
| Price/sqft | $483 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,017 |
| Year Built | 2026 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 6 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,225 |
| **Total** | **$4,225** |

## Nearby Schools

- **Elementary:** West Bay
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2026
- 0.08 acre lot
- 2 stories
- 3 parking spaces

## Description

### Agent Description
Experience the best of Panama City Beach living in this stunning new construction coastal retreat designed for both luxury living and exceptional short-term rental potential. Offered fully furnished and turnkey, this thoughtfully designed beach house combines upscale finishes, spacious accommodations, and an unbeatable location just steps from the Gulf of Mexico, with two beach access points located within approximately 500 feet of the property. Featuring 4 bedrooms, 3.5 baths, and over 2,000 square feet of beautifully crafted living space, this home was designed with the ultimate vacation lifestyle in mind. The flexible floor plan includes spacious primary suites on both the first and second floors, along with two additional guest bedrooms and extra space for built-in bunks or additional sleeping arrangements, making it ideal for hosting large families and vacation guests alike. The open-concept living, dining, and kitchen areas create a seamless flow for entertaining, while upscale coastal finishes and durable construction elements -- including a metal roof and impact windows for long-term performance -- offer both style and peace of mind. Outdoor living is equally impressive with a privacy-fenced backyard, outdoor shower, plunge pool and low-maintenance landscaping, and paver entertaining areas designed for relaxing after a day at the beach. The property also includes a 1 car garage and ample space for beach gear, golf carts, or owner storage. Located on the desirable west end in Laguna Beach, this property offers an ideal opportunity as a primary residence, second home, or high-performing vacation rental investment. With no HOA, strong rental demand, and easy beach access nearby, this fully furnished coastal getaway delivers the perfect blend of luxury, location, and income-producing potential. Under Construction with estimated completion mid July. Buyer to verify all measurements, specifications, and information deemed important.

## Location

- **Address:** 306 Rose Lane, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** LAGUNA BEACH ESTATES 7TH ADDN
- **Coordinates:** 30.249459, -85.934861
- **Google Maps:** https://www.google.com/maps?q=30.249459,-85.934861

## Listing Agent

- **Name:** Karen K Smith
- **Brokerage:** Beachy Beach Real Estate
- **Phone:** 8502334351
- **Email:** karen@beachybeach.com

## Primary Photo

![306 Rose Lane - Primary Photo](http://lh.rdcpix.com/f00c103011b3c006771c67d476754d9fl-f3218091486r.jpg)

*9 total photos available on [listing page](https://www.propertysimple.com/listing/306-rose-lane-west-panama-city-beach-fl-32413-1003967)*

---

**MLS#:** 1003967 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/306-rose-lane-west-panama-city-beach-fl-32413-1003967)

---

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