# 307 Turtle Cove, Panama City Beach, FL 32413

> **TL;DR:** 3bd/3ba single family, $649,900 ($299/sqft), built 2021, 2,172 sqft.
> View, A/C. Est. $4,294/mo. Listed 29 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $649,900 |
| Price/sqft | $299 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,172 |
| Year Built | 2021 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 29 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,286 |
| Estimated Insurance | $190 |
| HOA | $818 |
| **Total** | **$4,294** |

## Nearby Schools

- **Elementary:** West Bay
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2021
- 0.09 acre lot
- 2 stories

## Description

### Agent Description
Welcome to Turtle Cove at Lake Powell on the west end of Panama City Beach! This spacious 3-bedroom, 3-bath home with a large bonus room offers views of Lake Powell, an oversized first-floor primary suite, LVP flooring, tile showers, shiplap accents, and granite countertops. Quality features include impact-resistant windows, solid-core interior doors, fiberglass exterior doors, Hardy siding and soffits, and an HVAC air-scrubber system. Outside, you'll find an oversized driveway and storage shed. Turtle Cove offers a pool, hot tub, clubhouse, tennis/pickleball courts, fitness room, dock and more. Enjoy being just a short golf cart ride to the Gulf and close to restaurants, shopping, Pier Park, and Scenic 30A. A great location for enjoying the best of Panama City Beach!

## Location

- **Address:** 307 Turtle Cove, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Turtle Cove At Lake Powell
- **Coordinates:** 30.265301, -85.956268
- **Google Maps:** https://www.google.com/maps?q=30.265301,-85.956268

## Listing Agent

- **Name:** DJ T Janovyak · **License:** BK0599600
- **Brokerage:** West Bay Property
- **Broker Phone:** (850) 235-2551
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/307-Turtle-Cv_Panama-City-Beach_FL_32413_M64001-73331?f=listhub&s=BCARFL&m=796160&c=propsimple)

## Photos

![307 Turtle Cove - Photo 1](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f95734685r.jpg)

![307 Turtle Cove - Photo 2](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1466209810r.jpg)

![307 Turtle Cove - Photo 3](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1072584600r.jpg)

![307 Turtle Cove - Photo 4](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1572814339r.jpg)

![307 Turtle Cove - Photo 5](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1920507219r.jpg)

![307 Turtle Cove - Photo 6](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f606657571r.jpg)

![307 Turtle Cove - Photo 7](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1900054733r.jpg)

![307 Turtle Cove - Photo 8](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f4142254005r.jpg)

![307 Turtle Cove - Photo 9](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f4029647412r.jpg)

![307 Turtle Cove - Photo 10](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2484792349r.jpg)

![307 Turtle Cove - Photo 11](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f89834406r.jpg)

![307 Turtle Cove - Photo 12](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2425413158r.jpg)

![307 Turtle Cove - Photo 13](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f4145634653r.jpg)

![307 Turtle Cove - Photo 14](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f111334195r.jpg)

![307 Turtle Cove - Photo 15](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2696247023r.jpg)

![307 Turtle Cove - Photo 16](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1242836904r.jpg)

![307 Turtle Cove - Photo 17](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3293308630r.jpg)

![307 Turtle Cove - Photo 18](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1942857221r.jpg)

![307 Turtle Cove - Photo 19](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1646703987r.jpg)

![307 Turtle Cove - Photo 20](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f12222544r.jpg)

![307 Turtle Cove - Photo 21](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f256782439r.jpg)

![307 Turtle Cove - Photo 22](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3648070987r.jpg)

![307 Turtle Cove - Photo 23](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2384848460r.jpg)

![307 Turtle Cove - Photo 24](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1388985878r.jpg)

![307 Turtle Cove - Photo 25](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1528420158r.jpg)

![307 Turtle Cove - Photo 26](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3466611414r.jpg)

![307 Turtle Cove - Photo 27](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2817505131r.jpg)

![307 Turtle Cove - Photo 28](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f285019297r.jpg)

![307 Turtle Cove - Photo 29](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f639240496r.jpg)

![307 Turtle Cove - Photo 30](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2698512430r.jpg)

![307 Turtle Cove - Photo 31](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1683839495r.jpg)

![307 Turtle Cove - Photo 32](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1976590696r.jpg)

![307 Turtle Cove - Photo 33](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3095548676r.jpg)

![307 Turtle Cove - Photo 34](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3715759759r.jpg)

![307 Turtle Cove - Photo 35](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2005205417r.jpg)

![307 Turtle Cove - Photo 36](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3898608565r.jpg)

![307 Turtle Cove - Photo 37](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3701631918r.jpg)

![307 Turtle Cove - Photo 38](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f794065933r.jpg)

![307 Turtle Cove - Photo 39](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f695456016r.jpg)

![307 Turtle Cove - Photo 40](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3837018574r.jpg)

![307 Turtle Cove - Photo 41](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3562664630r.jpg)

![307 Turtle Cove - Photo 42](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f356269464r.jpg)

![307 Turtle Cove - Photo 43](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3026997897r.jpg)

![307 Turtle Cove - Photo 44](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f312275677r.jpg)

![307 Turtle Cove - Photo 45](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2544198634r.jpg)

![307 Turtle Cove - Photo 46](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1055843332r.jpg)

![307 Turtle Cove - Photo 47](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3556802065r.jpg)

![307 Turtle Cove - Photo 48](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f4203707016r.jpg)

![307 Turtle Cove - Photo 49](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f3663582193r.jpg)

![307 Turtle Cove - Photo 50](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f2360229368r.jpg)

![307 Turtle Cove - Photo 51](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1848149909r.jpg)

![307 Turtle Cove - Photo 52](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f1361869047r.jpg)

![307 Turtle Cove - Photo 53](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f157668559r.jpg)

![307 Turtle Cove - Photo 54](http://lh.rdcpix.com/936a7dbd949a5067b0a21b7c94ab55dfl-f304492580r.jpg)

---

**MLS#:** 796160 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/307-turtle-cove-panama-city-beach-fl-32413-a928b4009f5b44c7bdd9f2dfbd14efde)

---

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