About This Home

This 3-bedroom, 2-bathroom single family at 3070 Harpoon Lane in Saint James City, FL is listed for $369,900 ($297 per sqft). Built in 1989, the home offers 1,246 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1989
  • 0.09 acre lot
  • Waterfront

Property Details

1 story
2 full
1989

Amenities

WaterfrontA/C
Listing Description

PINE ISLAND WATERFRONT LIVING AT AN ATTRACTIVE PRICE! Come enjoy the relaxed boating and fishing lifestyle of St. James City from this beautifully furnished 3-bedroom, 2-bath waterfront retreat. Set along a peaceful canal, this home offers what buyers come to Pine Island for-waterfront living, outdoor space, boat access, and a comfortable island home.

Inside, the spacious great room flows into a bright Florida room, while the screened lanai creates another inviting place to relax and enjoy the water. Recent improvements include a standing-seam metal roof, updated A/C ductwork, and electrical improvements including a new line to the dock and upgraded outlets throughout the home.

The home is being offered furnished, making it an easy opportunity for a full-time residence, seasonal getaway, or potential income-producing property. With a strong rental history, this home also presents excellent income potential as a vacation rental.

Bring your boat, fishing gear, and island state of mind-Pine Island living starts here. Its inviting ambiance, prime location, and updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don't miss this opportunity to own a slice of paradise in one of Florida's most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments.

Monthly Cost Estimate

$1,978/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,603
Insurance$108

Estimates only. Actual payments may vary.

Location

3070 Harpoon Lane

Saint James City, FL 33956

CHERRY ESTATES

Features & Amenities

Interior Features

BreakfastBarBedroomOnMainLevelKitchenIslandLivingDiningRoomMainLevelPrimaryShowerOnlySeparateShowerWalkInClosets

Exterior Features

DeckFenceOutdoorGrillPatioStorage

Property Details

Flooring

Vinyl

Construction

Manufactured VinylSiding

Outdoor Features

PorchPatioDeck

Parking

CoveredDrivewayAssignedCarport

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DryerDishwasherElectricCooktopFreezerIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerSelfCleaningOvenWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3070 Harpoon Lane is listed at $369,900 ($297/sqft). The estimated monthly payment is $1,978 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1989, 0.09 acre lot, Waterfront. Interior Features: BreakfastBar, BedroomOnMainLevel, KitchenIsland. Exterior Features: Deck, Fence, OutdoorGrill.

This property is listed by Staci Stevens.

SS

Staci Stevens

License 258027942

Agent at Castaways Island Realty LLC

Listed by Castaways Island Realty LLC · Broker phone: 239-282-0770 · View on Broker Site

MLS# 2026010379· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 248 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3070 Harpoon Lane, Saint James City, FL 33956

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