# 3070 Harpoon Lane, Saint James City, FL 33956 > **TL;DR:** 3bd/2ba single family, $369,900 ($297/sqft), built 1989, 1,246 sqft. > Waterfront, A/C. Est. $1,978/mo. Listed 250 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,900 | | Price/sqft | $297 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,246 | | Year Built | 1989 | | Lot Size | 3,920 sqft (0.09 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 250 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,870 | | Estimated Insurance | $108 | | **Total** | **$1,978** | ## Nearby Schools - **Elementary:** PINE ISLAND ELEMENTARY - **Middle:** SCHOOL CHOICE - **High:** SCHOOL CHOICE ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1989 - 0.09 acre lot - Waterfront ## Description ### Agent Description PINE ISLAND WATERFRONT LIVING AT AN ATTRACTIVE PRICE! Come enjoy the relaxed boating and fishing lifestyle of St. James City from this beautifully furnished 3-bedroom, 2-bath waterfront retreat. Set along a peaceful canal, this home offers what buyers come to Pine Island for-waterfront living, outdoor space, boat access, and a comfortable island home. Inside, the spacious great room flows into a bright Florida room, while the screened lanai creates another inviting place to relax and enjoy the water. Recent improvements include a standing-seam metal roof, updated A/C ductwork, and electrical improvements including a new line to the dock and upgraded outlets throughout the home. The home is being offered furnished, making it an easy opportunity for a full-time residence, seasonal getaway, or potential income-producing property. With a strong rental history, this home also presents excellent income potential as a vacation rental. Bring your boat, fishing gear, and island state of mind-Pine Island living starts here. Its inviting ambiance, prime location, and updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don't miss this opportunity to own a slice of paradise in one of Florida's most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. ## Location - **Address:** 3070 Harpoon Lane, Saint James City, FL 33956 - **County:** Lee - **Neighborhood:** CHERRY ESTATES - **Coordinates:** 26.505063, -82.087081 - **Google Maps:** https://www.google.com/maps?q=26.505063,-82.087081 ## Virtual Tour & Media - **Video Tour:** https://www.swfl360.com/ss3070/ ## Listing Agent - **Name:** Staci Stevens · **License:** 258027942 - **Brokerage:** Castaways Island Realty LLC - **Broker Phone:** 239-282-0770 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3070-Harpoon-Ln_St-James-City_FL_33956_M69302-63663?f=listhub&s=FMSWFL&m=2026010379&c=propsimple) ## Photos ![3070 Harpoon Lane - Photo 1](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1581262405r.jpg) ![3070 Harpoon Lane - Photo 2](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2698832867r.jpg) ![3070 Harpoon Lane - Photo 3](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2988150138r.jpg) ![3070 Harpoon Lane - Photo 4](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3893801598r.jpg) ![3070 Harpoon Lane - Photo 5](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1435662842r.jpg) ![3070 Harpoon Lane - Photo 6](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2423820537r.jpg) ![3070 Harpoon Lane - Photo 7](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3859386348r.jpg) ![3070 Harpoon Lane - Photo 8](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1491969821r.jpg) ![3070 Harpoon Lane - Photo 9](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3744592649r.jpg) ![3070 Harpoon Lane - Photo 10](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2268973403r.jpg) ![3070 Harpoon Lane - Photo 11](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1596317370r.jpg) ![3070 Harpoon Lane - Photo 12](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f37192378r.jpg) ![3070 Harpoon Lane - Photo 13](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3169433903r.jpg) ![3070 Harpoon Lane - Photo 14](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2030122231r.jpg) ![3070 Harpoon Lane - Photo 15](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2221179363r.jpg) ![3070 Harpoon Lane - Photo 16](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f634556161r.jpg) ![3070 Harpoon Lane - Photo 17](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1970905167r.jpg) ![3070 Harpoon Lane - Photo 18](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2778800818r.jpg) ![3070 Harpoon Lane - Photo 19](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3998536383r.jpg) ![3070 Harpoon Lane - Photo 20](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f96538614r.jpg) ![3070 Harpoon Lane - Photo 21](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1714751226r.jpg) ![3070 Harpoon Lane - Photo 22](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2504682370r.jpg) ![3070 Harpoon Lane - Photo 23](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3033325185r.jpg) ![3070 Harpoon Lane - Photo 24](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3272205083r.jpg) ![3070 Harpoon Lane - Photo 25](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f1572821695r.jpg) ![3070 Harpoon Lane - Photo 26](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f62047810r.jpg) ![3070 Harpoon Lane - Photo 27](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2818151784r.jpg) ![3070 Harpoon Lane - Photo 28](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3995804353r.jpg) ![3070 Harpoon Lane - Photo 29](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f3470204487r.jpg) ![3070 Harpoon Lane - Photo 30](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2789889863r.jpg) ![3070 Harpoon Lane - Photo 31](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f347874984r.jpg) ![3070 Harpoon Lane - Photo 32](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2935542000r.jpg) ![3070 Harpoon Lane - Photo 33](http://lh.rdcpix.com/7941a591cef1f619d7f6122b80720eael-f2423806171r.jpg) --- **MLS#:** 2026010379 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3070-harpoon-lane-saint-james-city-fl-33956-1c050f5167464d8d976c10012bbb9bae) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3070-harpoon-lane-saint-james-city-fl-33956-1c050f5167464d8d976c10012bbb9bae#listing", "url": "https://www.propertysimple.ai/listing/3070-harpoon-lane-saint-james-city-fl-33956-1c050f5167464d8d976c10012bbb9bae", "name": "3070 Harpoon Lane, Saint James City, FL 33956", "description": "PINE ISLAND WATERFRONT LIVING AT AN ATTRACTIVE PRICE! Come enjoy the relaxed boating and fishing lifestyle of St. James City from this beautifully furnished 3-bedroom, 2-bath waterfront retreat. 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