# 308 Payne Rd, Pensacola, FL 32507 > **TL;DR:** 3bd/2ba single family, $359,000 ($310/sqft), built 1944, 1,157 sqft. > Waterfront, View, Hardwood, A/C. Est. $1,920/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $359,000 | | Price/sqft | $310 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,157 | | Year Built | 1944 | | Lot Size | 6,891 sqft (0.16 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 9 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,815 | | Estimated Insurance | $105 | | **Total** | **$1,920** | ## Nearby Schools - **Elementary:** Navy Point - **Middle:** BAILEY - **High:** Pensacola ## Key Amenities - Waterfront - View - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1944 - 0.16 acre lot - 1 parking spaces - Waterfront ## Description ### Agent Description Welcome home to 308 Payne Rd - a beautifully remodeled, move-in-ready gem in the welcoming Navy Point golf cart community! This 1,157 sq ft home has been thoughtfully updated from top to bottom, blending modern comfort with low-maintenance living, and is perfect for buyers of all ages and life stages. Best of all - no HOA! Step inside to gorgeous hardwood floors flowing throughout the living spaces, complemented by a stunning new kitchen featuring brand-new All Wood cabinetry and a full suite of new appliances. The primary suite has been enhanced with an added en-suite bathroom, giving you a private retreat all your own. Behind the scenes, this home has been upgraded with all-new wiring, I-beam leveling, and energy-efficient open-cell blown-in foam insulation - offering improved structural stability, comfort, and lower utility costs for years to come. Out back, you'll find a spacious 15x26 detached garage/workshop building, ideal for extra storage, a workshop, hobby space, or parking for your golf cart and toys. Fenced- Landscaped back yard for your fur babies! Location can't be beat! Filled with generational living, golf-cart-friendly Navy Point community, you're just minutes from downtown Pensacola and NAS Pensacola - perfect for commuters, military families, or anyone who wants easy access to city life while enjoying a relaxed neighborhood feel. Enjoy fantastic community amenities including scenic walking trails, a playground, and a nearby public boat ramp for easy water access. Watch The Blue Angels practice right from your yard or from your partial water view of Bayou Grande. Don't miss your chance to own this turn-key home in one of Pensacola's most desirable communities with no HOA fees to worry about. Schedule your private showing today! ## Location - **Address:** 308 Payne Rd, Pensacola, FL 32507 - **County:** Escambia - Fl - **Neighborhood:** Navy Point - **Coordinates:** 30.375187, -87.282584 - **Google Maps:** https://www.google.com/maps?q=30.375187,-87.282584 ## Listing Agent - **Name:** Holly Jo Patterson - **Brokerage:** Kuhn Realty - **Phone:** 8502667557 - **Broker Phone:** 8502667557 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/308-Payne-Rd_Pensacola_FL_32507_M61762-42956?f=listhub&s=PARFL&m=688538&c=propsimple) ## Photos ![308 Payne Rd - Photo 1](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1662000927r.jpg) ![308 Payne Rd - Photo 2](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2156616403r.jpg) ![308 Payne Rd - Photo 3](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f154470808r.jpg) ![308 Payne Rd - Photo 4](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3524686961r.jpg) ![308 Payne Rd - 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Photo 16](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3643230084r.jpg) ![308 Payne Rd - Photo 17](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3733435611r.jpg) ![308 Payne Rd - Photo 18](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3608147306r.jpg) ![308 Payne Rd - Photo 19](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3715522118r.jpg) ![308 Payne Rd - Photo 20](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2978213360r.jpg) ![308 Payne Rd - Photo 21](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1047444956r.jpg) ![308 Payne Rd - Photo 22](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3347738781r.jpg) ![308 Payne Rd - Photo 23](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f77686419r.jpg) ![308 Payne Rd - Photo 24](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2842653132r.jpg) ![308 Payne Rd - Photo 25](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1608016709r.jpg) ![308 Payne Rd - Photo 26](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3367707634r.jpg) ![308 Payne Rd - Photo 27](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f4033417708r.jpg) ![308 Payne Rd - Photo 28](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f910376133r.jpg) ![308 Payne Rd - Photo 29](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3986098169r.jpg) ![308 Payne Rd - Photo 30](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f714579632r.jpg) ![308 Payne Rd - Photo 31](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1733012213r.jpg) ![308 Payne Rd - Photo 32](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f767581129r.jpg) ![308 Payne Rd - Photo 33](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2791986733r.jpg) ![308 Payne Rd - Photo 34](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3897342389r.jpg) ![308 Payne Rd - Photo 35](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2633165383r.jpg) ![308 Payne Rd - Photo 36](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3813080494r.jpg) ![308 Payne Rd - Photo 37](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1252955225r.jpg) ![308 Payne Rd - Photo 38](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2847657986r.jpg) ![308 Payne Rd - Photo 39](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2587153218r.jpg) ![308 Payne Rd - Photo 40](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f265675349r.jpg) ![308 Payne Rd - Photo 41](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f185169646r.jpg) ![308 Payne Rd - Photo 42](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2279290096r.jpg) ![308 Payne Rd - Photo 43](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f2915378502r.jpg) ![308 Payne Rd - Photo 44](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f377679408r.jpg) ![308 Payne Rd - Photo 45](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f3657969898r.jpg) ![308 Payne Rd - Photo 46](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1270424939r.jpg) ![308 Payne Rd - Photo 47](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1575202441r.jpg) ![308 Payne Rd - Photo 48](http://lh.rdcpix.com/615c2ffd0d9cd78c292ea56db8e275dfl-f1414970978r.jpg) --- **MLS#:** 688538 | **Updated:** 2026-09-25 **Source:** listhub *Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/308-payne-rd-pensacola-fl-32507-l688538) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/308-payne-rd-pensacola-fl-32507-l688538#listing", "url": "https://www.propertysimple.ai/listing/308-payne-rd-pensacola-fl-32507-l688538", "name": "308 Payne Rd, Pensacola, FL 32507", "description": "Welcome home to 308 Payne Rd - a beautifully remodeled, move-in-ready gem in the welcoming Navy Point golf cart community! This 1,157 sq ft home has been thoughtfully updated from top to bottom, blending modern comfort with low-maintenance living, and is perfect for buyers of all ages and life stages. Best of all - no HOA! Step inside to gorgeous hardwood floors flowing throughout the living spaces, complemented by a stunning new kitchen featuring brand-new All Wood cabinetry and a full suite of new appliances. The primary suite has been enhanced with an added en-suite bathroom, giving you a private retreat all your own. Behind the scenes, this home has been upgraded with all-new wiring, I-beam leveling, and energy-efficient open-cell blown-in foam insulation - offering improved structural stability, comfort, and lower utility costs for years to come. Out back, you'll find a spacious 15x26 detached garage/workshop building, ideal for extra storage, a workshop, hobby space, or parking for your golf cart and toys. Fenced- Landscaped back yard for your fur babies! Location can't be beat! Filled with generational living, golf-cart-friendly Navy Point community, you're just minutes from downtown Pensacola and NAS Pensacola - perfect for commuters, military families, or anyone who wants easy access to city life while enjoying a relaxed neighborhood feel. Enjoy fantastic community amenities including scenic walking trails, a playground, and a nearby public boat ramp for easy water access. Watch The Blue Angels practice right from your yard or from your partial water view of Bayou Grande. Don't miss your chance to own this turn-key home in one of Pensacola's most desirable communities with no HOA fees to worry about. 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