# 3089 W Moonlight Place, Morganton, NC 28655 > **TL;DR:** land, $599,900. > Waterfront, View. Est. $4,408/mo. Listed 69 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,900 | | Lot Size | 33,106 sqft (0.76 acres) | | Property Type | Land (Other) | | Status | Active Under Contract | | Days on Market | 69 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,033 | | Estimated Insurance | $175 | | HOA | $1,200 | | **Total** | **$4,408** | ## Nearby Schools - **Elementary:** Glen Alpine - **Middle:** Table Rock - **High:** Freedom ## Key Amenities - Waterfront - View ## Property Highlights - 0.76 acre lot - Waterfront ## Description ### Agent Description Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina's most sought-after lakes with much of the waterfront work already completed. The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake. Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal. Lake James is known for its **clear mountain water, boating, fishing, swimming, and breathtaking Blue Ridge Mountain surroundings**. With Morganton nearby and outdoor recreation throughout the Lake James area, this location offers the perfect balance of privacy, recreation, and convenience. A special opportunity for a **primary residence, weekend retreat, or second home**, 3089 Moonlight Drive offers more than a place at the lake-it offers a waterfront property where significant time, planning, and investment have already gone into creating an exceptional setting. **Come experience Lake James and see firsthand the improvements that make this property ready to enjoy from day one.** ## Location - **Address:** 3089 W Moonlight Place, Morganton, NC 28655 - **County:** Burke - **Neighborhood:** Waters Edge - **Coordinates:** 35.77007709, -81.8268169 - **Google Maps:** https://www.google.com/maps?q=35.77007709,-81.8268169 ## Listing Agent - **Name:** Hilary Repass - **Brokerage:** RE/MAX A-Team - **Broker Phone:** (828) 324-8326 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3089-W-Moonlight-Pl_Morganton_NC_28655_M95680-94159?f=listhub&s=CMLSNC&m=4416693&c=propsimple) ## Photos ![3089 W Moonlight Place - Photo 1](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f519140210r.jpg) ![3089 W Moonlight Place - Photo 2](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f651390335r.jpg) ![3089 W Moonlight Place - Photo 3](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1504553538r.jpg) ![3089 W Moonlight Place - Photo 4](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f651390335r.jpg) ![3089 W Moonlight Place - Photo 5](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1436582340r.jpg) ![3089 W Moonlight Place - Photo 6](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f211049777r.jpg) ![3089 W Moonlight Place - Photo 7](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2300187465r.jpg) ![3089 W Moonlight Place - Photo 8](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f519140210r.jpg) ![3089 W Moonlight Place - Photo 9](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3448372967r.jpg) ![3089 W Moonlight Place - Photo 10](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2781341141r.jpg) ![3089 W Moonlight Place - Photo 11](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1995299401r.jpg) ![3089 W Moonlight Place - Photo 12](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f140125850r.jpg) ![3089 W Moonlight Place - Photo 13](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1787322148r.jpg) ![3089 W Moonlight Place - Photo 14](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1665648223r.jpg) ![3089 W Moonlight Place - Photo 15](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3865633868r.jpg) ![3089 W Moonlight Place - Photo 16](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3238522053r.jpg) ![3089 W Moonlight Place - Photo 17](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f4047462850r.jpg) ![3089 W Moonlight Place - Photo 18](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2522985016r.jpg) ![3089 W Moonlight Place - Photo 19](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3661692135r.jpg) ![3089 W Moonlight Place - Photo 20](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f245135770r.jpg) ![3089 W Moonlight Place - Photo 21](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2002130782r.jpg) ![3089 W Moonlight Place - Photo 22](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2312979568r.jpg) ![3089 W Moonlight Place - Photo 23](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f829761905r.jpg) ![3089 W Moonlight Place - Photo 24](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3859310156r.jpg) ![3089 W Moonlight Place - Photo 25](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f2954168969r.jpg) ![3089 W Moonlight Place - Photo 26](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3728745142r.jpg) ![3089 W Moonlight Place - Photo 27](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1660537044r.jpg) ![3089 W Moonlight Place - Photo 28](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3338307733r.jpg) ![3089 W Moonlight Place - Photo 29](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3338307733r.jpg) ![3089 W Moonlight Place - Photo 30](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1059491173r.jpg) ![3089 W Moonlight Place - Photo 31](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1059491173r.jpg) ![3089 W Moonlight Place - Photo 32](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f438449101r.jpg) ![3089 W Moonlight Place - Photo 33](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1727523517r.jpg) ![3089 W Moonlight Place - Photo 34](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1410314812r.jpg) ![3089 W Moonlight Place - Photo 35](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1743638083r.jpg) ![3089 W Moonlight Place - Photo 36](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1774619902r.jpg) ![3089 W Moonlight Place - Photo 37](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3489460139r.jpg) ![3089 W Moonlight Place - Photo 38](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f250985571r.jpg) ![3089 W Moonlight Place - Photo 39](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1466670768r.jpg) ![3089 W Moonlight Place - Photo 40](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3015978510r.jpg) ![3089 W Moonlight Place - Photo 41](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f1546643238r.jpg) ![3089 W Moonlight Place - Photo 42](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f619047399r.jpg) ![3089 W Moonlight Place - Photo 43](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3355904698r.jpg) ![3089 W Moonlight Place - Photo 44](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3924470087r.jpg) ![3089 W Moonlight Place - Photo 45](http://lh.rdcpix.com/364d51fd052fb1cf1d60af5629abe50el-f3848329541r.jpg) --- **MLS#:** 4416693 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3089-w-moonlight-place-morganton-nc-28655-c93b68b758ee4ce18ca872f13621cc7d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3089-w-moonlight-place-morganton-nc-28655-c93b68b758ee4ce18ca872f13621cc7d#listing", "url": "https://www.propertysimple.ai/listing/3089-w-moonlight-place-morganton-nc-28655-c93b68b758ee4ce18ca872f13621cc7d", "name": "3089 W Moonlight Place, Morganton, NC 28655", "description": "Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina's most sought-after lakes with much of the waterfront work already completed. The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake. Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal. 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