# 309 E 4th Street, Owensboro, KY 42303 > **TL;DR:** commercial, $425,000, built 1975. > A/C. Est. $2,273/mo. Listed 75 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Year Built | 1975 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 75 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | **Total** | **$2,273** | ## Key Amenities - A/C ## Property Highlights - Built in 1975 ## Description ### Agent Description Prime Downtown Commercial Opportunity! Located at 309 E. 4th Street in the heart of Owensboro's Downtown Business District, this well-maintained B-2 zoned commercial property offers exceptional visibility and flexibility for a variety of business uses. Priced at $425,000, this one-level building features five private offices, two half baths, a kitchenette area, and a functional layout ideal for professional offices, medical, retail, or service businesses. A new roof installed and updated exterior this year provides added value and peace of mind. The property also offers the convenience of private rear parking in addition to ample on-street parking for clients and visitors. Its prime downtown location places your business within walking distance of restaurants, banks, government offices, and other thriving local businesses. Don't miss this outstanding opportunity to own commercial space in one of Owensboro's most desirable business locations. Schedule your private showing today! ## Location - **Address:** 309 E 4th Street, Owensboro, KY 42303 - **County:** Daviess - **Neighborhood:** DOWNTOWN - **Coordinates:** 37.773016, -87.1082027 - **Google Maps:** https://www.google.com/maps?q=37.773016,-87.1082027 ## Listing Agent - **Name:** Joann Risner - **Brokerage:** RISNER AND ASSOCIATES REALTY, INC - **Phone:** 2705703939 - **Broker Phone:** (270) 926-8300 - **Listing URL:** [View original listing](http://www.usamls.net/owensboro/default.asp?mls_number=95437&content=expanded&this_format=0) ## Photos ![309 E 4th Street - Photo 1](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f4233286426r.jpg) ![309 E 4th Street - Photo 2](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f118836352r.jpg) ![309 E 4th Street - Photo 3](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2451905458r.jpg) ![309 E 4th Street - Photo 4](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2884269248r.jpg) ![309 E 4th Street - Photo 5](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2385250358r.jpg) ![309 E 4th Street - Photo 6](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2356476610r.jpg) ![309 E 4th Street - Photo 7](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f408133784r.jpg) ![309 E 4th Street - Photo 8](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2778754931r.jpg) ![309 E 4th Street - Photo 9](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f650929932r.jpg) ![309 E 4th Street - Photo 10](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2859209951r.jpg) ![309 E 4th Street - Photo 11](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2082410917r.jpg) ![309 E 4th Street - Photo 12](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f416903494r.jpg) ![309 E 4th Street - Photo 13](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f129014955r.jpg) ![309 E 4th Street - Photo 14](http://lh.rdcpix.com/464a5c2140627d32f4063ae3def7d1b8l-f2422844935r.jpg) --- **MLS#:** 95437 | **Updated:** 2026-10-08 **Source:** listhub *Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/309-e-4th-street-owensboro-ky-42303-ky95437) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/309-e-4th-street-owensboro-ky-42303-ky95437#listing", "url": "https://www.propertysimple.ai/listing/309-e-4th-street-owensboro-ky-42303-ky95437", "name": "309 E 4th Street, Owensboro, KY 42303", "description": "Prime Downtown Commercial Opportunity! Located at 309 E. 4th Street in the heart of Owensboro's Downtown Business District, this well-maintained B-2 zoned commercial property offers exceptional visibility and flexibility for a variety of business uses. 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