Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 1-bathroom single family at 309 S Warner St in Bay City, MI is listed for $129,000 ($118 per sqft). Built in 1899, the home offers 1,095 sqft of living space on a 0.14 acres lot.

Agent Description

This is a quaint 3-bedroom ranch on Bay City’s west side. Well-maintained home offers a warm and inviting feel with a mix of beautiful hardwood and easy-care laminate flooring throughout. The living room features classic plaster walls and cove ceiling, adding character you don’t often find.

Updated bathroom. Enjoy the convenience of a one-car garage with a unique drive-through design, providing easy access to the fully fenced backyard—perfect for outdoor entertaining or pets. Deep lot 120 ft. The breezeway has new storm doors, adding both function and curb appeal.Major updates offer peace of mind, including a newer roof 11 years, fur

nace, and central air 7 years, newer hot water heater 5 years, along with some newer windows for added efficiency. This move-in-ready home combines comfort and practicality. Taxes are non-homestead.

Key Features

  • Built in 1899
  • 0.14 acre lot

Property Details

1 story
1 full
1899

Amenities

Basement

Monthly Cost Estimate

$690/mo

20% down · 6.5% · 30 years

Principal$93
Interest$559
Insurance$38

Estimates only. Actual payments may vary.

Location

309 S Warner St

Bay City, MI 48706

Raymond Add

Features & Amenities

Interior Features

Bay WindowHardwood Floors

Exterior Features

Fenced YardPorchSidewalks

Property Details

Flooring

LaminateVinylWood

Construction

Vinyl Siding

Parking

GarageGarage - Attached

Heating

Forced Air

Cooling

Ceiling Fan(s)Central Air

Appliances

DryerRangeRefrigerator

Questions & Answers

This 3-bedroom, 1-bathroom single family at 309 S Warner St is listed at $129,000 ($118/sqft). The estimated monthly payment is $559 based on 20% down at 6.5% interest.

Key features include: Built in 1899, 0.14 acre lot. Interior Features: Bay Window, Hardwood Floors. Exterior Features: Fenced Yard, Porch, Sidewalks.

This property is listed by Kathlene (Kate) Young and can be reached at 9897987296 or youngkj5798@gmail.com.

KY

Kathlene (Kate) Young

Agent at Century 21 Signature Realty - Bay City

(989) 798-7296

Listed by Century 21 Signature Realty - Bay City · View on Broker Site

MLS# 50209492· Source: listhub· Updated 3 days ago

Copyright © 2026 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

309 S Warner St, Bay City, MI 48706

Open this listing in: