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About This Home

This 4-bedroom, 3-bathroom single family at 309 Shipwreck Lane in Emerald Isle, NC is listed for $1,485,900 ($619 per sqft). Built in 2026, the home offers 2,400 sqft of living space on a 0.45 acres lot.

Agent Description

Welcome to 309 Shipwreck Lane, a stunning new construction home by Ashley Melton Home Inc. located in the gated community of Spinnaker's Reach. Positioned on a spacious corner lot, this 4-bedroom, 3-bathroom home offers approximately 2,400 square feet of thoughtfully designed coastal living.

The main living level features an open-concept layout centered around a gourmet kitchen, a spacious living area with a gas fireplace, and a screened porch overlooking the home's private pool perfect for relaxing, entertaining, or enjoying the coastal breeze.

The owner's suite is also located on this level and includes a beautifully appointed bath with a walk-in shower, spacious walk-in closet and private access to the screened porch. A guest bedroom, full hall bath, and laundry closet complete the floor. Downstairs, you'll find two additional bedrooms, a full bath, and a versatile recreation room with its own HVAC system ideal for a media room, home office, or guest retreat.

Built with comfort and efficiency in mind, the home includes a conditioned attic, tankless water heater, 320-gallon underground propane tank for future expansion (Example whole house generator or pool heater), a one-car garage and a dedicated golf cart garage.

Spinnaker's Reach residents enjoy private beach access, a community pool and cabana, playground, and a sound-side dock perfect for kayaking, paddleboarding, fishing, or taking in breathtaking sunset views. Combining quality craftsmanship, thoughtful upgrades, private pool living, and exceptional community amenities, 309 Shipwreck Lane offers an outstanding opportunity to own a brand-new home on North Carolina's Crystal Coast.

Key Features

  • Built in 2026
  • 0.45 acre lot
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
3 full
1 space
2026

Amenities

A/C

Monthly Cost Estimate

$8,597/mo

20% down · 6.5% · 30 years

Principal$1,075
Interest$6,439
Insurance$433
HOA$650

Estimates only. Actual payments may vary.

Location

309 Shipwreck Lane

Emerald Isle, NC 28594

Spinnakers Reach

Features & Amenities

Interior Features

Solid SurfaceCeiling Fan(s)

Property Details

Construction

Fiber Cement Wood Frame

Pool Features

Patio

Parking

Garage

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

Built-In MicrowaveDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 309 Shipwreck Lane is listed at $1,485,900 ($619/sqft). The estimated monthly payment is $7,089 based on 20% down at 6.5% interest.

HOA fees are $650/month.

Key features include: Built in 2026, 0.45 acre lot, 2 stories, 1 parking spaces. Interior Features: Solid Surface, Ceiling Fan(s).

This property is listed by Matias Lagos and can be reached at 2523545555 or matias@spinnakersreach.com.

ML

Matias Lagos

Agent at Spinnaker's Reach

(252) 354-5555

Listed by Spinnaker's Reach

MLS# 100578830· Source: listhub· Updated 1 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

309 Shipwreck Lane, Emerald Isle, NC 28594

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