# 3092 Hwy 98 E, Carrabelle, FL 32323 > **TL;DR:** 4bd/3ba single family, $1,099,000 ($505/sqft), built 2026, 2,176 sqft. > Waterfront, View, A/C. Est. $5,878/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,099,000 | | Price/sqft | $505 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,176 | | Year Built | 2026 | | Lot Size | 10,454 sqft (0.24 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,557 | | Estimated Insurance | $321 | | **Total** | **$5,878** | ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2026 - 0.24 acre lot - 4 parking spaces - Waterfront ## Description ### Agent Description HUGE OPPORTUNITY TO PURCHASE NEW CONSTRUCTION BAY FRONT/GULF FRONT HOME. Pilings are in place - 3888 sq ft overall, 2176 sq ft heated area. Quartz countertops, porcelain tile floors, shaker cabinets, cleat pulls, farm sink, stainless appliances, Moen bath and kitchen fixtures, solid core interior doors, spray foam insulation, weatherproof ceiling fans, high impact windows, metal roof, storage room under house+++ Pick your paint colors, quartz countertop. Example of kitchen in photos is from another New Build. Too many items to list here. Architectural plans in attachments. Contact agent for more details. Waterfront Location, possible to get dock permit if desired. Perfect for fishermen! ## Location - **Address:** 3092 Hwy 98 E, Carrabelle, FL 32323 - **Neighborhood:** St James Island Park - **Coordinates:** 29.904808, -84.546082 - **Google Maps:** https://www.google.com/maps?q=29.904808,-84.546082 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/3092-Hwy-98-E-Carrabelle-FL-32323/unbranded ## Listing Agent - **Name:** Robin Hilton - **Brokerage:** JEFF GALLOWAY REAL ESTATE - **Phone:** 8502748603 - **Broker Phone:** 850-927-2596 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3092-Highway-98-E_Carrabelle_FL_32322_M58387-77102?f=listhub&s=RAKSGCFL&m=328020&c=propsimple) ## Photos ![3092 Hwy 98 E - Photo 1](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2023318281r.jpg) ![3092 Hwy 98 E - Photo 2](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2505353689r.jpg) ![3092 Hwy 98 E - Photo 3](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f1980701261r.jpg) ![3092 Hwy 98 E - Photo 4](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2676531014r.jpg) ![3092 Hwy 98 E - Photo 5](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f495607454r.jpg) ![3092 Hwy 98 E - Photo 6](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f42416884r.jpg) ![3092 Hwy 98 E - Photo 7](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2561139603r.jpg) ![3092 Hwy 98 E - Photo 8](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f290753259r.jpg) ![3092 Hwy 98 E - Photo 9](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4037409301r.jpg) ![3092 Hwy 98 E - Photo 10](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f3359055268r.jpg) ![3092 Hwy 98 E - Photo 11](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4194301505r.jpg) ![3092 Hwy 98 E - Photo 12](http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f416654391r.jpg) --- **MLS#:** 328020 | **Updated:** 2026-09-16 **Source:** listhub *Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#listing", "url": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020", "name": "3092 Hwy 98 E, Carrabelle, FL 32323", "description": "HUGE OPPORTUNITY TO PURCHASE NEW CONSTRUCTION BAY FRONT/GULF FRONT HOME. Pilings are in place - 3888 sq ft overall, 2176 sq ft heated area. Quartz countertops, porcelain tile floors, shaker cabinets, cleat pulls, farm sink, stainless appliances, Moen bath and kitchen fixtures, solid core interior doors, spray foam insulation, weatherproof ceiling fans, high impact windows, metal roof, storage room under house+++ Pick your paint colors, quartz countertop. Example of kitchen in photos is from another New Build. Too many items to list here. Architectural plans in attachments. Contact agent for more details. Waterfront Location, possible to get dock permit if desired. Perfect for fishermen!", "image": [ "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2023318281r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2505353689r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f1980701261r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2676531014r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f495607454r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f42416884r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2561139603r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f290753259r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4037409301r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f3359055268r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4194301505r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f416654391r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2023318281r.jpg", "caption": "3092 Hwy 98 E - Carrabelle, FL" }, "datePosted": "2026-05-22T18:32:28.473816+00:00", "dateModified": "2026-09-16T11:31:00.982271+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#property", "name": "3092 Hwy 98 E, Carrabelle, FL 32323", "address": { "@type": "PostalAddress", "streetAddress": "3092 Hwy 98 E", "addressLocality": "Carrabelle", "addressRegion": "FL", "postalCode": "32323", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 29.904808, "longitude": -84.546082 }, "image": [ "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2023318281r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2505353689r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f1980701261r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2676531014r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f495607454r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f42416884r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f2561139603r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f290753259r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4037409301r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f3359055268r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f4194301505r.jpg", "http://lh.rdcpix.com/b41cdb8aaa047b747bbedbff6bff6345l-f416654391r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "328020" }, "accommodationCategory": "Other", "numberOfBedrooms": 4, "numberOfBathroomsTotal": 3, "numberOfFullBathrooms": 3, "floorSize": { "@type": "QuantitativeValue", "value": 2176, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2026, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating), Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Ceiling Fan(s), Central Air, Electric" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Dryer, Microwave, Refrigerator w/Ice Maker, Washer" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Porcelain, Vinyl, Tile" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "HardiPlank Type" }, { "@type": "LocationFeatureSpecification", "name": "Views", "value": "Water" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck" }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true }, { "@type": "LocationFeatureSpecification", "name": "View", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.24 acres" }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 4 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#offer", "url": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020", "price": 1099000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#agent", "name": "Robin Hilton", "telephone": "8502748603", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/3092-hwy-98-e-carrabelle-fl-32323-l328020#brokerage", "name": "JEFF GALLOWAY REAL ESTATE", "telephone": "850-927-2596" } } } ```