About This Home

This 5-bedroom, 5-bathroom single family at 3095 CALVERT Boulevard in Lusby, MD is listed for $1,280,000 ($252 per sqft). Built in 1984, the home offers 5,088 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 1984
  • 0.31 acre lot
  • 3 stories
  • 8 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
5 full
8 spaces
1984

Amenities

FireplaceWaterfrontA/C
Listing Description

A Bayfront Estate Built for Every Generation!! Welcome to an extraordinary Chesapeake Bay estate in the sought-after Cove Point community, where more than 5,000 square feet of refined coastal living meets direct beach access and sweeping water views that shape every moment.

This custom-built five-bedroom, five-bath home blends timeless craftsmanship with shoreline serenity - the kind of home built for years of family gatherings, or a second home with genuine income potential in one of the Bay's most sought-after markets.

A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort for visiting family or remote work; to the left, a full bath serves the main level with ease. The home opens into a gourmet kitchen designed for gathering, with a massive granite island, custom weathered coastal cabinetry, double wall ovens, a commercial-size refrigerator, and a custom vent hood.

The bright eat-in area extends toward the Bay and flows into a large living room with sliding doors that invite you outside. A walk-in pantry adds practical storage for hosting large groups. The main living room is warm and inviting, with wood floors, a gas fireplace, and a full wall of windows framing uninterrupted water views - a space that celebrates the waterfront whether you're relaxing by the fire or entertaining a full house.

Step outside onto a full-width deck for dining, lounging, and coastal breezes. Upstairs, a spacious family room with dramatic two-story cathedral ceilings offers another stunning vantage of the Chesapeake. The primary suite is a true waterfront sanctuary, with its own upper deck, a generous walk-in closet, and a spa-like ensuite bath with dual vanities and a tiled walk-in shower.

Two additional bedrooms - one en-suite - share this level, giving every generation room to spread out. The third level is a retreat of its own: a fifth bedroom suite with a full en-suite bath and walk-in closet, a cozy reading or office nook beneath warm wood ceilings, and a large recreation room with a billiards area overlooking the Bay - ideal for guests of any age.

Outside, a boardwalk leads through natural grasses straight to a sandy beach, with multiple decks for everyday enjoyment or hosting rental guests. A dedicated water hook-up and 50-amp RV connection add extra convenience. Cove Point is also a private beach community anchored by the historic 1828 Cove Point Lighthouse, one of the oldest continuously

operating lighthouses on the Chesapeake Bay, with community amenities nearby and Solomons Island just a short drive away for waterfront dining, marina life, and fossil hunting along Calvert Cliffs. An additional separate lot is included, bringing the total to approximately .31 acres - perfect for extra parking, storage, or privacy, a meaningful plus whether hosting family or managing guest turnover.

This home would make an excellent second home for years of family memories, with the added benefit of substantial short-term rental income potential based on surrounding properties and seasonal demand. This rare Chesapeake Bay estate brings elegant design, thoughtful functionality, and the magic of waterfront living together seamlessly.

Monthly Cost Estimate

$7,026/mo

20% down · 6.5% · 30 years

Principal$926
Interest$5,547
Insurance$373
HOA$180

Estimates only. Actual payments may vary.

Location

3095 CALVERT Boulevard

Lusby, MD 20657

COVE POINT

Features & Amenities

Interior Features

Ceiling Fan(s)Entry Level BedroomFloor Plan - OpenKitchen - GourmetKitchen - IslandPantryPrimary Bedroom - Bay FrontUpgraded CountertopsWhirlPool/HotTubBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaCarpetDining AreaFormal/Separate Dining RoomKitchen - Table SpacePrimary Bath(s)Recessed LightingStore/OfficeWalk-in Closet(s)Wood FloorsFamily Room Off Kitchen

Property Details

Construction

Cement Siding Combination Vinyl Siding BattsInsulation

Parking

Garage - AttachedOff Street

Heating

Heat Pump (Heating)

Cooling

Central AirHeat Pump

Appliances

Built-In MicrowaveDishwasherDryerExhaust FanIcemakerOven - DoubleOven - WallRange HoodRefrigeratorStainless Steel AppliancesWasherWaterHeaterCommercial Range

Questions & Answers

This 5-bedroom, 5-bathroom single family at 3095 CALVERT Boulevard is listed at $1,280,000 ($252/sqft). The estimated monthly payment is $7,025 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $180/month.

Key features include: Built in 1984, 0.31 acre lot, 3 stories, 8 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open.

This property is listed by Mark A Frisco Jr. and can be reached at 4435328776.

MJ

Mark A Frisco Jr.

Agent at CENTURY 21 New Millennium

(443) 532-8776

Listed by CENTURY 21 New Millennium · View on Broker Site

MLS# MDCA2029086· Source: listhub· 2 days on market

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3095 CALVERT Boulevard, Lusby, MD 20657

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