About This Home

This 4-bedroom, 3-bathroom single family at 3097 Chalkstone Avenue in Elgin, IL is listed for $499,999 ($198 per sqft). Built in 2006, the home offers 2,531 sqft of living space on a N/A lot.

Key Features

  • Built in 2006
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
2006

Amenities

FireplaceA/C
Listing Description

This immaculate 4-bedroom, 2.5-bathroom residence, situated in Elgin's Providence subdivision, provides over 2,500 square feet of expertly crafted living area. The main floor is distinguished by dramatic soaring ceilings and refined oak railings, offering a formal dining room and a private first-floor den ideal for working from home.

A gourmet kitchen sits at the center of the house, featuring an island, breakfast bar, cooktop, and built-in double oven, all flowing into a large family room centered around an inviting fireplace. The upper level contains a generous primary suite designed as a personal sanctuary, complete with a separate shower and double-sink vanity.

Interior enhancements include crown molding, upgraded lighting, and five ceiling fans, while an English basement offers potential for personalized finishes. Outside, the home is set on a secluded lot bordering community park space, highlighted by professional landscaping, a stunning paver patio, and an attached 2-car garage

Monthly Cost Estimate

$3,099/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,167
Insurance$146
HOA$425

Estimates only. Actual payments may vary.

Location

3097 Chalkstone Avenue

Elgin, IL 60124

Features & Amenities

Interior Features

Vaulted Ceiling(s)

Property Details

Flooring

Laminate

Construction

Cedar

Pool Features

DeckPatio

Parking

OpenGarage

Heating

Natural Gas

Cooling

Central Air

Appliances

Double OvenRangeDishwasherRefrigeratorWasherDryerDisposalCooktopOvenHumidifier

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3097 Chalkstone Avenue is listed at $499,999 ($198/sqft). The estimated monthly payment is $3,099 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $425/month.

Key features include: Built in 2006, 2 stories, 2 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s).

This property is listed by Colleen Berg and can be reached at (708) 763-8674.

CB

Colleen Berg

Agent at Berg Properties

(708) 763-8674

Listed by Berg Properties · View on Broker Site

MLS# 12686870· Source: listhub· 1 day on market

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3097 Chalkstone Avenue, Elgin, IL 60124

Open this listing in: