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About This Home

This 4-bedroom, 2-bathroom single family at 3098 SW Cedar Trail in Palm City, FL is listed for $1,050,000 ($382 per sqft). Built in 1996, the home offers 2,746 sqft of living space on a 0.24 acres lot.

Agent Description

Live the South Florida boating dream in a Key West-style waterfront retreat where Old Florida charm meets effortless ocean access. From your private dock, cruise scenic waterways with no fixed bridges & enjoy a quick ride toward open water. Set among lush tropical landscaping, this elevated Palm City home offers privacy, breezes, water views, and true indoor-outdoor living.

A long screened balcony extends the main living space into the treetops, perfect for sunsets after a day on the boat. Vaulted ceilings, an open upper-level layout, updated coastal interiors, and a primary suite positioned to enjoy the views create a relaxed waterfront feel.

Downstairs offers guest bedrooms & flexible space for a media room, game room, or visitor retreat. With 95+/- feet of waterfront, private dock, 10,000 lb. boat lift, heated pool, new hot tub, cabana, a Cargo Lift, & multi-zone A/C, this home delivers the lifestyle buyers imagine when they dream of Florida living. Bonus: House NOT in a flood zone!

Key Features

  • Built in 1996
  • 0.23 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
1996

Amenities

PoolFireplaceWaterfrontSpaA/C

Monthly Cost Estimate

$5,641/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,550
Insurance$306
HOA$25

Estimates only. Actual payments may vary.

Location

3098 SW Cedar Trail

Palm City, FL 34990

Rustic Hills

Features & Amenities

Interior Features

BreakfastBarBreakfastAreaCathedralCeilingsEntranceFoyerElevatorFireplaceHighCeilingsKitchenIslandLivingDiningRoomPantrySplitBedroomsSeparateShowerUpperLevelPrimaryWalkInClosets

Exterior Features

BalconyDeckFenceFruitTreesSprinklerIrrigationPatioShed

Property Details

Flooring

TileWoodCarpet

Construction

FiberCement

Pool Features

PatioDeck

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

CooktopDryerDishwasherMicrowaveRangeRefrigeratorWaterPurifierWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 3098 SW Cedar Trail is listed at $1,050,000 ($382/sqft). The estimated monthly payment is $4,575 based on 20% down at 6.5% interest.

HOA fees are $25/month.

Key features include: Built in 1996, 0.23 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: BreakfastBar, BreakfastArea, CathedralCeilings. Exterior Features: Balcony, Deck, Fence.

This property is listed by Erin Duke-Warren and can be reached at 5618183746 or Erin@BenchmarkGroupRE.com.

ED

Erin Duke-Warren

Agent at Keller Williams of the Treasure Coast

(561) 818-3746

Listed by Keller Williams of the Treasure Coast · View on Broker Site

MLS# M20055624· Source: listhub· Updated 12 days ago

Copyright © 2026 Martin County REALTORS® of the Treasure Coast, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3098 SW Cedar Trail, Palm City, FL 34990

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