# 3098 SW Cedar Trail, Palm City, FL 34990

> **TL;DR:** 4bd/2ba single family, $1,050,000 ($382/sqft), built 1996, 2,746 sqft.
> Pool, Spa, Fireplace, Waterfront. Est. $4,575/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,050,000 |
| Price/sqft | $382 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,746 |
| Year Built | 1996 |
| Lot Size | 10,237 sqft (0.24 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 12 |

## Why This Home Stands Out

- **Pool** - Patio, Deck
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,550 |
| HOA | $25 |
| **Total** | **$4,575** |

## Key Amenities

- Pool
- Spa
- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1996
- 0.23 acre lot
- 2 stories
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Live the South Florida boating dream in a Key West-style waterfront retreat where Old Florida charm meets effortless ocean access. From your private dock, cruise scenic waterways with no fixed bridges & enjoy a quick ride toward open water. Set among lush tropical landscaping, this elevated Palm City home offers privacy, breezes, water views, and true indoor-outdoor living. A long screened balcony extends the main living space into the treetops, perfect for sunsets after a day on the boat. Vaulted ceilings, an open upper-level layout, updated coastal interiors, and a primary suite positioned to enjoy the views create a relaxed waterfront feel. Downstairs offers guest bedrooms & flexible space for a media room, game room, or visitor retreat. With 95+/- feet of waterfront, private dock, 10,000 lb. boat lift, heated pool, new hot tub, cabana, a Cargo Lift, & multi-zone A/C, this home delivers the lifestyle buyers imagine when they dream of Florida living. Bonus: House NOT in a flood zone!

## Location

- **Address:** 3098 SW Cedar Trail, Palm City, FL 34990
- **County:** Martin
- **Neighborhood:** Rustic Hills
- **Coordinates:** 27.189504, -80.295337
- **Google Maps:** https://www.google.com/maps?q=27.189504,-80.295337

## Listing Agent

- **Name:** Erin Duke-Warren
- **Brokerage:** Keller Williams of the Treasure Coast
- **Phone:** 5618183746
- **Email:** Erin@BenchmarkGroupRE.com

## Primary Photo

![3098 SW Cedar Trail - Primary Photo](http://lh.rdcpix.com/3430f38f11df9a2d0dd686cb96b31301l-f4013081956r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.com/listing/3098-sw-cedar-trail-palm-city-fl-34990-20055624)*

---

**MLS#:** M20055624 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Martin County REALTORS® of the Treasure Coast, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3098-sw-cedar-trail-palm-city-fl-34990-20055624)

---

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