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About This Home

This 4-bedroom, 2-bathroom single family at 3098 SW Cedar Trail in Palm City, FL is listed for $1,050,000 ($382 per sqft). Built in 1996, the home offers 2,746 sqft of living space on a 0.24 acres lot.

Agent Description

FRESH NEW PRICING INTRODUCES AN EXCEPTIONAL OPPORTUNITY - This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining.

A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views.

The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a boat lift, your boat is always within reach.

A heated pool, a new hot tub, and a new cabana, with multiple outdoor gathering areas, complete the experience. A cargo lift helps with easy access between level. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

Key Features

  • Built in 1996
  • 0.24 acre lot
  • 2 stories
  • 4 parking spaces
  • Private pool
  • Fireplace

Property Details

2 stories
2 full
4 spaces
1996

Amenities

PoolFireplaceWaterfrontViewSpaA/C

Monthly Cost Estimate

$5,641/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,550
Insurance$306
HOA$25

Estimates only. Actual payments may vary.

Location

3098 SW Cedar Trail

Palm City, FL 34990

RUSTIC HILLS

Features & Amenities

Interior Features

BarBedroom Layout - SplitBuilt-in FeaturesCathedral Ceiling(s)Entrance FoyerHigh CeilingsPantryUpstairs Living AreaVaulted Ceiling(s)Walk-In Closet(s)Wet Bar

Exterior Features

BalconyCustom LightingLightingOutdoor Shower

Property Details

Flooring

CarpetTile

Construction

Fiber Cement Frame

Views

Water

Pool Features

DeckPatioPorch

Parking

DrivewayOpen

Heating

Electric (Heating)ZonedCentral

Cooling

Central AirElectricZoned

Appliances

Electric Water HeaterRangeDishwasherDisposalDryerMicrowaveRefrigeratorWasherWater Heater

Questions & Answers

This 4-bedroom, 2-bathroom single family at 3098 SW Cedar Trail is listed at $1,050,000 ($382/sqft). The estimated monthly payment is $4,575 based on 20% down at 6.5% interest.

HOA fees are $25/month.

Key features include: Built in 1996, 0.24 acre lot, 2 stories, 4 parking spaces, Private pool, Fireplace. Interior Features: Bar, Bedroom Layout - Split, Built-in Features. Exterior Features: Balcony, Custom Lighting, Lighting.

This property is listed by Erin Duke-Warren PA and can be reached at 5618183746 or erin@benchmarkgroupre.com.

EP

Erin Duke-Warren PA

Agent at Keller Williams Realty Of The Treasure Coast

(561) 818-3746

Listed by Keller Williams Realty Of The Treasure Coast · View on Broker Site

MLS# B26014459· Source: listhub· Updated 50 days ago

Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3098 SW Cedar Trail, Palm City, FL 34990

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