# 3098 SW Cedar Trail, Palm City, FL 34990

> **TL;DR:** 4bd/2ba single family, $1,050,000 ($382/sqft), built 1996, 2,746 sqft.
> Pool, Spa, Fireplace, Waterfront. Est. $4,575/mo. Listed 50 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,050,000 |
| Price/sqft | $382 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,746 |
| Year Built | 1996 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 50 |

## Why This Home Stands Out

- **Pool** - Deck, Patio, Porch
- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,550 |
| HOA | $25 |
| **Total** | **$4,575** |

## Nearby Schools

- **Elementary:** Bessey Creek
- **Middle:** Hidden Oaks
- **High:** Martin County

## Key Amenities

- Pool
- Spa
- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1996
- 0.24 acre lot
- 2 stories
- 4 parking spaces
- Private pool
- Fireplace

## Description

### Agent Description
FRESH NEW PRICING INTRODUCES AN EXCEPTIONAL OPPORTUNITY - This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a boat lift, your boat is always within reach. A heated pool, a new hot tub, and a new cabana, with multiple outdoor gathering areas, complete the experience. A cargo lift helps with easy access between level. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

## Location

- **Address:** 3098 SW Cedar Trail, Palm City, FL 34990
- **County:** Martin
- **Neighborhood:** RUSTIC HILLS
- **Coordinates:** 27.189502, -80.295333
- **Google Maps:** https://www.google.com/maps?q=27.189502,-80.295333

## Listing Agent

- **Name:** Erin Duke-Warren PA
- **Brokerage:** Keller Williams Realty Of The Treasure Coast
- **Phone:** 5618183746
- **Email:** erin@benchmarkgroupre.com

## Primary Photo

![3098 SW Cedar Trail - Primary Photo](http://lh.rdcpix.com/23a1abb495ba8008bf9ddd6f53bf69bel-f3872032076r.jpg)

*52 total photos available on [listing page](https://www.propertysimple.com/listing/3098-sw-cedar-trail-palm-city-fl-34990-26014459)*

---

**MLS#:** B26014459 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3098-sw-cedar-trail-palm-city-fl-34990-26014459)

---

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