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About This Home

This 3-bedroom, 3-bathroom single family at 31 Amber Cove in Miramar Beach, FL is listed for $974,200 ($470 per sqft). Built in 1993, the home offers 2,072 sqft of living space on a 0.11 acres lot.

Agent Description

Located within the gated Emerald Shores community in Miramar Beach, 31 Amber Cove offers a well-designed coastal residence with private neighborhood beach access. The Emerald Shores beach pavilion, providing controlled access to the Gulf of Mexico, is reachable by a short walk from the home.

This property features three bedrooms plus a bonus room, three full bathrooms, and approximately 2,072 square feet of living space. The floor plan is designed to accommodate larger groups while remaining functional for full-time or second-home living.

Interior highlights include open living and dining areas, a well-appointed kitchen, and multiple outdoor porches and balconies that extend the living space. The home has an established short-term rental history with documented gross rental revenue of approximately $86,800 in 2024 and approximately $75,700 in 2025 (partial year), reflecting consistent demand associated with Emerald Shores' private beach access and amenities.

The layout allows sleeping accommodations for up to fourteen guests. Short-term rentals are permitted in Emerald Shores, and community amenities include a private beach pavilion, seasonal beach service, two community pools, and tennis courts. 31 Amber Cove presents an opportunity for a primary residence, second home, or a beach property with documented rental performance in a gated Miramar Beach community. Detailed rental history is available upon request.

Key Features

  • Built in 1993
  • 0.11 acre lot
  • 2 stories

Property Details

2 stories
3 full
1993

Amenities

A/C

Monthly Cost Estimate

$6,742/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,222
Insurance$284
HOA$1,532

Estimates only. Actual payments may vary.

Location

31 Amber Cove

Miramar Beach, FL 32550

EMERALD SHORES OF SOUTH WALTON

Features & Amenities

Interior Features

Lighting RecessedOwner's ClosetWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillHurricane ShuttersSeparate Living AreaSprinkler System

Property Details

Flooring

TileLaminate

Construction

Frame Stucco Trim Wood

Pool Features

Porch

Parking

Open

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDryerMicrowaveOven Self CleaningRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom single family at 31 Amber Cove is listed at $974,200 ($470/sqft). The estimated monthly payment is $5,754 based on 20% down at 6.5% interest.

HOA fees are $1532/month.

Key features include: Built in 1993, 0.11 acre lot, 2 stories. Interior Features: Lighting Recessed, Owner's Closet, Washer/Dryer Hookup. Exterior Features: Balcony, BBQ Pit/Grill, Hurricane Shutters.

This property is listed by Spears Group and can be reached at 8507102114 or info@spearsgroupfl.com.

SG

Spears Group

Agent at Compass

(850) 710-2114

Listed by Compass · View on Broker Site

MLS# 993644· Source: listhub· Updated 128 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

31 Amber Cove, Miramar Beach, FL 32550

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