About This Home

This 1-bedroom, 1-bathroom mobile home at 31 Montego Drive in Palmetto, FL is listed for $13,900. Built in 1983, on a N/A lot.

Key Features

  • Built in 1983

Property Details

1 full
1983
Listing Description

31 Montego Dr. Palmetto, FL 34221 Tropic Isles Mobile Home Park 1983 /35' / 1 Bed/1 Bath Lot Rent: $612/Month!! PRICED TO SELL! AFFORDABLE TROPICAL GETAWAY WITH INVESTMENT POTENTIAL This is a mobile home on a leased lot. Discover an affordable opportunity to enjoy the Florida lifestyle in Tropic Isles, a pet-friendly, resident-owned 55+ waterfront community in Palmetto!

Situated along Terra Ceia Bay, the community features three enclosed harbors and boating access to Tampa Bay and the Gulf of Mexico. This charming home sits just one street over from the water, making it a delightful seasonal retreat, full-time residence, or potential rental investment.

Inside, cheerful beach-inspired decor and custom-painted accents create a cozy tropical atmosphere. A sliding glass door welcomes you into the living room, where there is space for a small bistro dining table. The living area opens to the kitchen with a convenient bar seating area.

The floors have been reinforced with new subflooring and finished with laminate flooring. The kitchen includes a small gas stove supplied by an outdoor propane tank, an electric refrigerator, and an electric water heater. A window air-conditioning unit cools the living area, while a second window unit serves the rear bedroom.

Down the hallway, the bathroom offers a stand-up shower and single-sink vanity. The bedroom is tucked at the rear of the home and features built-in closet storage with custom paint that carries through the tropical theme. The home is being sold unfurnished.

Enjoy outdoor living in the screened area along the side of the home. A covered area at the back offers potential for a future laundry space, and the quaint backyard provides room for a shed. Tropic Isles offers a waterfront clubhouse, temperature-controlled swimming pool, heated spa, fitness center, shuffleboard, library, billiards and game room, and social/card room.

Boating enthusiasts will appreciate the marina, bait shop, boat ramp, and kayak launch. A lively social calendar includes entertainment, dances, community dinners, cards, arts and crafts, fitness classes, water aerobics, and boating activities-plenty of opportunities to meet neighbors and enjoy your surroundings!

Nearby local dining and a restaurant/bar add to the relaxed Florida lifestyle. Approximate lot rent is only $612 per month and includes water, sewer, trash, recycling, and use of the clubhouse and swimming pool amenities. Boat slips are offered for an additional fee, with a waiting list currently in place.

Subleasing is permitted subject to community rules and approval, offering rental potential. There may also be an opportunity to purchase a co-op land share in the future, with possibilities to improve this home or potentially replace it with a newer model, subject to availability and applicable approvals.

Whether you are searching for a little Florida getaway or an affordable investment opportunity, this home is full of possibilities. Priced to sell-call to schedule your showing today! Florida MH Sales, LLC cannot guarantee or warrant the accuracy of any property's information, measurements, or condition. All homes are sold 'as is' and the lot rent is set by the community and is subject to change. The community must approve all buyers before closing on a negotiated sales contract. Some photos may be digitally enhanced.

Monthly Cost Estimate

$74/mo

20% down · 6.5% · 30 years

Principal$10
Interest$60
Insurance$4

Estimates only. Actual payments may vary.

Location

31 Montego Drive

Palmetto, FL 34221

Tropic Isles 55+ MH Community

Questions & Answers

This 1-bedroom, 1-bathroom mobile home at 31 Montego Drive is listed at $13,900. The estimated monthly payment is $74 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1983.

This property is listed by Pamela Pumilia.

PP

Pamela Pumilia

Agent at Florida MH Sales, LLC dba Mobile Home Sales by Jennifer

Listed by Florida MH Sales, LLC dba Mobile Home Sales by Jennifer · Broker phone: 800-604-0715 x700 · View on Broker Site

MLS# 12033540· Source: My State MLS· 15 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

31 Montego Drive, Palmetto, FL 34221

Open this listing in: