About This Home

This 3-bedroom, 2-bathroom single family at 31 Pearl Street in Cortland, NY is listed for $175,000 ($125 per sqft). Built in 1955, the home offers 1,404 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1955
  • 0.14 acre lot

Property Details

1 story
2 full
1-car garage
1955

Amenities

Hardwood
Listing Description

Welcome to this charming Cape Cod in the City of Cortland, conveniently located near SUNY Cortland, shopping, dining, and within walking distance to downtown! Offering 3 bedrooms and 2 full bathrooms, one on each level, this home features a surprisingly spacious and functional layout.

Beautiful hardwood floors, a formal dining room, and a heated sunroom add to its appeal. Upstairs, you'll appreciate two generously sized bedrooms with excellent ceiling height which sometimes in a Cape Cod can be lacking! Storage is abundant throughout, with ample closets on both floors and additional basement space.

Enjoy the convenience of laundry hookups on both the first floor and basement, plus a one-car attached garage. The basement also offers recreational space and a nostalgic vintage bar, adding a little character from years past. Well-presented and full of charm, this home offers more than meets the eye. Don't miss your opportunity to see it! All offers are due Sunday, October 25 at 2 PM for review later on in the day

Monthly Cost Estimate

$936/mo

20% down · 6.5% · 30 years

Principal$127
Interest$758
Insurance$51

Estimates only. Actual payments may vary.

Location

31 Pearl Street

Cortland, NY 13045

Features & Amenities

Interior Features

DenSeparateFormalDiningRoomSeparateFormalLivingRoomCountryKitchenSlidingGlassDoorsNaturalWoodworkBedroomOnMainLevelProgrammableThermostat

Exterior Features

ConcreteDrivewayPatio

Property Details

Flooring

VariesVinylHardwoodLaminate

Construction

VinylSiding

Outdoor Features

Patio

Parking

GarageOpen

Heating

Forced AirNatural Gas

Appliances

DryerDishwasherExhaustFanGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 31 Pearl Street is listed at $175,000 ($125/sqft). The estimated monthly payment is $936 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1955, 0.14 acre lot. Interior Features: Den, SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: ConcreteDriveway, Patio.

This property is listed by Pamela Cullip.

PC

Pamela Cullip

License 10301222374

Agent at Heritage Realty of Central New York

Listed by Heritage Realty of Central New York · Broker phone: (607) 428-0708 · View on Broker Site · Broker website

MLS# S1724287· Source: New York State Alliance of MLSs, LLC· 11 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

31 Pearl Street, Cortland, NY 13045

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