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About This Home

This 4-bedroom, 4-bathroom single family at 311 Alberts Cove in Rutledge, TN is listed for $1,250,000 ($246 per sqft). Built in 2001, the home offers 5,072 sqft of living space on a 3.10 acres lot.

Agent Description

If you have ever pictured waking up to open water every single morning, this is the home you have been looking for. Sitting on 3.1 acres with over 500 feet of shale shoreline on the main channel of Cherokee Lake, this all-brick, 4-bedroom home in Rutledge, Tennessee gives you 270-degree lake views from nearly every room, with the Smoky Mountains rising behind the water in the distance.

The drone photos tell part of the story. The walls of windows across the back of the house tell the rest. In this home, the lake is part of daily life, not just a weekend destination. You can be on the water in minutes with your covered boat dock right on property.

You can sit on the upper deck with your morning coffee and watch the sun move across the water. That same deck is where dinner with guests becomes something people talk about. At night, the hot tub is right there when you want it. This is not a lake-adjacent property with a sliver of a view.

This is the real thing, completely private, with open water stretching out in every direction. Inside, the main level living room features soaring ceilings, a gas fireplace, and a wall of windows framing Cherokee Lake and the Smoky Mountains like a living painting.

The remodeled kitchen has granite countertops, a center island, and is plumbed for gas. The primary suite includes a private sunroom with direct lake views, and one of the guest rooms opens directly to the main deck overlooking the water. The completely remodeled primary bath features a tiled walk-in shower, double granite vanity, and finishes that feel intentional, not builder-grade.

Plenty of storage throughout the home means everything has a place. What sets this home apart from most Cherokee Lake properties is the lower level. A kitchenette, a bedroom, and a full bath make it fully functional for guests or multi-generational living.

Beyond that, the lower level opens into a large video room and a separate game room with enough space for a pool table. Two additional garage bays give you four total across the property. And the indoor lap pool, housed in its own sunroom, is 35 feet long and 4.5 feet deep, with a liner replaced two years ago.

Year-round swimming is completely realistic. With over 500 feet of Cherokee Lake shoreline, a covered dock on the main channel, 270-degree views that include the Smoky Mountains, multi-level entertaining space, and the privacy of 3.1 wooded acres, there is genuinely nothing else like this available on Cherokee Lake right now.

Key Features

  • Built in 2001
  • 3.10 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2001

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$6,685/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365

Estimates only. Actual payments may vary.

Location

311 Alberts Cove

Rutledge, TN 37861

Not Listed

Features & Amenities

Interior Features

Eat-in KitchenEntrance FoyerGranite CountersKitchen IslandPantryRemodeledWalk-In Closet(s)Wired for Data

Exterior Features

Dock

Property Details

Flooring

HardwoodTileCarpet

Construction

Brick

Views

Water

Pool Features

PorchPatioDeck

Parking

Open

Heating

Heat Pump (Heating)CentralElectric (Heating)Propane (Heating)

Cooling

Central Air

Appliances

Electric RangeMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 311 Alberts Cove is listed at $1,250,000 ($246/sqft). The estimated monthly payment is $5,417 based on 20% down at 6.5% interest.

Key features include: Built in 2001, 3.10 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Eat-in Kitchen, Entrance Foyer, Granite Counters. Exterior Features: Dock.

This property is listed by Amy Shrader and can be reached at 4237488811 or amy@tnrealestategal.com.

AS

Amy Shrader

Agent at REMAX Real Estate Ten of Morristown

(423) 748-8811

Listed by REMAX Real Estate Ten of Morristown · View on Broker Site

MLS# 9995445· Source: listhub· Updated 17 days ago

Copyright © 2026 Tennessee Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

311 Alberts Cove, Rutledge, TN 37861

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