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About This Home

This 3-bedroom, 2-bathroom single family at 3110 EGANS BLUFF Road in Fernandina Beach, FL is listed for $759,000 ($293 per sqft). Built in 1986, the home offers 2,590 sqft of living space on a 0.37 acres lot.

Agent Description

Walk to the beach! This wonderful home is approximately 4/10 of a mile from Beach Access 30 on Amelia Island. Sink your toes in the sand every day! Nestled within the highly sought-after Egans Bluff neighborhood, the house has a great layout with almost all the living space on one floor.

The charming exception is the loft, ideal as an artist's studio, a writer's retreat or an excellent space for reading, studying or relaxing. The kitchen is welcoming and inviting with marble countertops, a large center island, abundant cabinetry and a cooking nook the chef will love.

The primary suite is privately positioned away from the guest bedrooms and offers generous proportions, a sizeable walk-in closet, an expansive glassed-in shower and direct access to the back deck. The solarium, just off the dining room and the kitchen, is bathed in natural light.

And the library/office, adjacent to the living room, showcases beautiful built-in shelving. Entertain guests with ease in the gracious open spaces that flow effortlessly from one room to the next. In addition to being close to the beach, you can also enjoy walking and biking along the scenic Amelia River to Sea (ARTS) Trail for your daily exercise.

While you could move in today, you may want to put some of your own touches on this charming home. Being sold "as is" with the buyer able to do any inspections they wish. A new roof was installed in 2025. The HVAC system has been regularly maintained, including servicing just prior to coming on the market.

The cedar exterior is beautiful. Please DO NOT walk on the back deck as it is soft in some places. Don't miss this opportunity to live in a great location on the island and savor those walks along the shore. Hurry home.

Key Features

  • Built in 1986
  • 0.37 acre lot
  • Fireplace

Property Details

1 story
2 full
1986

Amenities

FireplaceA/C

Monthly Cost Estimate

$4,249/mo

20% down · 6.5% · 30 years

Principal$549
Interest$3,289
Insurance$221
HOA$190

Estimates only. Actual payments may vary.

Location

3110 EGANS BLUFF Road

Fernandina Beach, FL 32034

Egans Bluff

Features & Amenities

Interior Features

FireplaceCeiling FansVaulted CeilingSplit Bedroom DesignPlantation Shutters

Exterior Features

FencedSprinkler SystemTermite Control

Property Details

Parking

Garage

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

RefrigeratorStoveDishwasherDisposalWasherDryerGas AppliancesOven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3110 EGANS BLUFF Road is listed at $759,000 ($293/sqft). The estimated monthly payment is $3,479 based on 20% down at 6.5% interest.

HOA fees are $190/month.

Key features include: Built in 1986, 0.37 acre lot, Fireplace. Interior Features: Fireplace, Ceiling Fans, Vaulted Ceiling. Exterior Features: Fenced, Sprinkler System, Termite Control.

This property is listed by Nancy Cerra and can be reached at (904) 261-9800 or nancy@nancycerra.com.

NC

Nancy Cerra

Agent at KELLER WILLIAMS REALTY / FB OFFICE

(904) 261-9800

Listed by KELLER WILLIAMS REALTY / FB OFFICE · View on Broker Site

MLS# 116298· Source: listhub· Updated 1 days ago

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3110 EGANS BLUFF Road, Fernandina Beach, FL 32034

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