# 3118 N Water Street, Bay City, MI 48708

> **TL;DR:** 3bd/1ba single family, $94,900 ($90/sqft), built 1923, 1,057 sqft. Est. $411/mo. Listed 28 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $94,900 |
| Price/sqft | $90 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,057 |
| Year Built | 1923 |
| Lot Size | 5,663 sqft (0.13 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 28 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $411 |
| **Total** | **$411** |

## Property Highlights

- Built in 1923
- 0.13 acre lot
- 2 stories

## Description

### Agent Description
Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!

## Location

- **Address:** 3118 N Water Street, Bay City, MI 48708
- **County:** Bay
- **Coordinates:** 43.608623, -83.861121
- **Google Maps:** https://www.google.com/maps?q=43.608623,-83.861121

## Listing Agent

- **Name:** Ahmed ''Ali'' Khalil
- **Brokerage:** Real Broker, LLC
- **Phone:** 2695694019
- **Email:** greatrealty269@gmail.com

## Primary Photo

![3118 N Water Street - Primary Photo](http://lh.rdcpix.com/1dcc586e6de22625620f715c139af4c4l-f2931987958r.jpg)

*5 total photos available on [listing page](https://www.propertysimple.com/listing/3118-n-water-street-bay-city-mi-48708-26020128)*

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**MLS#:** 26020128 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3118-n-water-street-bay-city-mi-48708-26020128)

---

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